4317 Talbot Ln, Lorain, OH 44055 Property Records

Lorain County property record for 4317 Talbot Ln, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1955
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Feb 2026 Transfer Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-078-111-003`

Property Details

APN / Parcel Number

Primary APN	`03-00-078-111-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	142 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4317 TALBOT LN
City	LORAIN
State	OH
Zip	44055-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 3RD 55 X 150
Legal Subdivision	HOMEWOOD THIRD ADDITION
Legal Block	111
Legal Lot Number	637
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4011
Census Tract	97500

Owner

4317 Talbot Ln is owned and occupied by an individual who acquired it in February 2026.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4317 TALBOT LN, LORAIN, OH 44055-3755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Affidavit of Death of Joint Tenant, Transfer
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026
Deed Sale	Feb 10, 2026
Prior Sale	Oct 25, 2018 · Amount on File
Deed Document Number	2026-0084564
Record Updated	Jun 8, 2026

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Feb 10, 2026
Property Address	4317 TALBOT LN, LORAIN, OH 44055-3755
Document Number	0000084564
Map Reference	VOL 18 PG 32&33
Instrument Date	Feb 2, 2026
Instrument	2026-0084564
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 TALBOT LN, LORAIN, OH 44055-3755

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 25, 2018
Property Address	4317 TALBOT LN, LORAIN, OH 44055-3755
Document Number	0000692520
Instrument Date	Oct 24, 2018
Instrument	692520
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	NAUMANN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4317 TALBOT LN LORAIN OH 440553755, LORAIN, OH 44055-3755

Mortgage

Document Number	692521
Date	Oct 25, 2018
Instrument	692521

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4317 Talbot Ln was $1,326.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00	$34,690 (-0.01%) Land $11,220 Building $23,470	$99,120 (-) Land $32,050 Building $67,070
2024	$1,326.00 (+13.82%)	$34,693 (+53.37%) Land $11,218 Building $23,475	$99,120 (+53.37%) Land $32,050 Building $67,070
2023	$1,165.00 (+0.95%)	$22,621 (+%) Land $6,717 Building $15,904	$64,630 Land $19,190 Building $45,440
2022	$1,154.00	$22,620 Land $6,720 Building $15,900
2021			$64,630 Land $19,190 Building $45,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4317 Talbot Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4317 Talbot Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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