Lorain County property record for 4314 Talbot Ln, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1957 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (May 2026) |
| Tax Bill | $1,323 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-078-110-004 |
| Primary APN | 03-00-078-110-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 112 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 108 sqft |
| Canopy | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4314 TALBOT LN |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD 3 55 X 112 |
| Legal Subdivision | HOMEWOOD 3 |
| Legal Block | 110 |
| Legal Lot Number | 629 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 97500 |
Source: Lorain County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4314 TALBOT LN, LORAIN, OH 44055-3754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Oct 3, 2024 · Amount on File |
| Deed Document Number | 202697364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 27, 2026 |
| Property Address | 4314 TALBOT LN, LORAIN, OH 44055-3754 |
| Document Number | 0000097364 |
| Instrument Date | May 15, 2026 |
| Instrument | 202697364 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | AMERICAN PATRIOT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,639.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4314 TALBOT LN, LORAIN, OH 44055-3754 |
| Document Number | 0000097365, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202697365 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,323.00 (-4.89%) | $32,940 (-0.02%) Land $9,980 Building $22,960 | $94,130 (-) Land $28,520 Building $65,610 |
| 2024 | $1,391.00 (-32.9%) | $32,946 (+6.46%) Land $9,982 Building $22,964 | $94,130 (+6.46%) Land $28,520 Building $65,610 |
| 2023 | $2,073.00 (+21.8%) | $30,947 (-0.01%) Land $5,978 Building $24,969 | $88,420 (-) Land $17,080 Building $71,340 |
| 2022 | $1,702.00 | $30,950 Land $5,980 Building $24,970 | |
| 2021 | $88,420 Land $17,080 Building $71,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Breezeline.
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