4307 Talbot Ln, Lorain, OH 44055 Property Records

Lorain County property record for 4307 Talbot Ln, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Jul 2024)
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jan 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-079-122-013`

Property Details

APN / Parcel Number

Primary APN	`03-00-079-122-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	119 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	119 sqft
Patio Area	96 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4307 TALBOT LN
City	LORAIN
State	OH
Zip	44055-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 3 55 X 125
Legal Subdivision	HOMEWOOD 3
Legal Block	122
Legal Lot Number	634
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4011
Census Tract	97500

Owner

Source: Lorain County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4307 TALBOT LN, LORAIN, OH 44055-3755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Quit Claim Deed, Transfer EXAMCO TITLE SERVICES
Jan 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 12, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2022	Sheriff's Deed, Foreclosure
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG
May 31, 2018	Fiduciary Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024 · Amount on Record
Deed Sale	Jul 25, 2024 · Amount on Record
Prior Sale	Jan 18, 2023 · Amount on Record
Deed Document Number	202420872
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	0000905945
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 7, 2023
Property Address	4307 TALBOT LN, LORAIN, OH 44055-3755
Document Number	0000905945
Map Reference	VOL 18 PG 32&33
Instrument Date	Jan 20, 2023
Instrument	2023-0905945
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	EXAMCO TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 BLOSSOM DR, AMHERST, OH 44001-1167

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 18, 2023
Property Address	4307 TALBOT LN, LORAIN, OH 44055-3755
Document Number	0000903755
Map Reference	VOL 18 PG 32&33
Instrument Date	Dec 28, 2022
Instrument	2023-0903755
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 BLOSSOM DR, AMHERST, OH 44001-1167

Mortgage

Document Number	0000903756
Date	Jan 18, 2023
Instrument	2023-0903756

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 12, 2022
Property Address	4307 TALBOT LN, LORAIN, OH 44055-3755
Document Number	0000901042
Map Reference	VOL 18 PG 32&33
Instrument Date	Dec 9, 2022
Instrument	2022-0901042
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8727 GORE ORPHANAGE RD, VERMILION, OH 44089-9404

September 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 20, 2022
Property Address	4307 TALBOT LN, LORAIN, OH 44055-3755
Document Number	0000892004
Map Reference	VOL 18 PG 32-33
Instrument Date	Aug 30, 2022
Instrument	2022-0892004
Transaction Type	Foreclosure
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4307 TALBOT LN, LORAIN, OH 44055-3755
Document Number	0000729374
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 TALBOT LN LORAIN OH 440553755, LORAIN, OH 44055-3755

Mortgage

Document Number	0000729374
Date	Sep 6, 2019
Instrument	729374

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

May 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	May 31, 2018
Property Address	4307 TALBOT LN, LORAIN, OH 44055-3755
Document Number	0000674405
Map Reference	MB 18 PG 32-33
Instrument Date	May 23, 2018
Instrument	2018-0674405
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 TALBOT LN, LORAIN, OH 44055-3755

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00 (-9.54%)	$35,240 (+0.01%) Land $10,190 Building $25,050	$100,680 (-) Land $29,100 Building $71,580
2024	$1,489.00 (+16.97%)	$35,238 (+46.12%) Land $10,185 Building $25,053	$100,680 (+46.12%) Land $29,100 Building $71,580
2023	$1,273.00 (+0.87%)	$24,116 (-0.02%) Land $6,101 Building $18,015	$68,900 (-) Land $17,430 Building $51,470
2022	$1,262.00	$24,120 Land $6,100 Building $18,020
2021			$68,900 Land $17,430 Building $51,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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