4317 Ramiro St, Sebring, FL 33872 Property Records

Highlands County property record for 4317 Ramiro St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,829 sqft · built 1985
Lot Size	0.282 acres (12,298 sqft)
Owner	Individual Name on Record
Last Sale	$126,500 (May 2019)
Tax Bill	$1,447 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044802001900060`

Property Details

APN / Parcel Number

Primary APN	`C044802001900060`
Alternative APN	`C-04-34-28-020-0190-0060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,829 sqft Living Area
1st Floor Area	1,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,298 sqft (0.282 acres)
Lot Dimensions	125 ft deep x 99 ft wide
Garage Type	Finished
Garage Area	396 sqft
Driveway	Driveway
Driveway Area	1,040 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Patio Area	40 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044802001900060
Street Address	4317 RAMIRO ST
City	SEBRING
State	FL
Zip	33872-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE OF SEB UNIT 2 PB 9-PG 48 LOT 6 BLK 19
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LK SEB UNIT 02
Legal Block	19
Legal Lot Number	6
Legal Unit	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2000
Census Tract	960504

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4317 RAMIRO ST, SEBRING, FL 33872-2228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Nov 16, 2006 · Amount on Record
Deed Document Number	1938736
Deed Book / Page	2690 / 0805
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 1, 2019
Property Address	4317 RAMIRO ST, SEBRING, FL 33872-2228
Document Number	0001938736
Book / Page	2690 / 0805
Map Reference	MB 9 PG 48
Instrument Date	Apr 11, 2019
Instrument	1938736
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 E SILVERADO RANCH BLVD UNIT 1151, 2300, LAS VEGAS, NV 89183-3971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 RAMIRO ST, SEBRING, FL 33872-2228

Mortgage

Document Number	0001938737
Date	May 1, 2019
Instrument	1938737

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,183 (+5.99%)	$176,460 (+11.09%) Land $18,500 Building $157,960
2024	$1,447.00 (+3.43%)
2023	$1,399.00 (+2.42%) Homeowner's exemption	$118,112 (+3%)	$158,838 (+17.59%) Land $11,500 Building $147,338
2022	$1,366.00 Homeowner's exemption	$114,672	$135,075 Land $5,500 Building $129,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20