Highlands County property record for 4217 Ramiro St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,873 sqft · built 1984 |
| Lot Size | 0.399 acres (17,367 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,000 (Feb 2012) |
| Tax Bill | $1,774 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C044802002000010 |
| Primary APN | C044802002000010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,873 sqft Living Area |
| Gross Area | 2,448 sqft |
| 1st Floor Area | 1,873 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,367 sqft (0.399 acres) |
| Lot Dimensions | 157 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 395 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4217 RAMIRO ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 2 PB 9-PG 48 LOT 1 BLK 20 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 20 |
| Legal Lot Number | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 960504 |
Source: Highlands County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4217 RAMIRO ST, SEBRING, FL 33872-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2012 · Amount on Record |
| Deed Sale | Feb 24, 2012 · Amount on Record |
| Deed Document Number | 20121647448 |
| Deed Book / Page | 2315 / 864 |
| Last Transfer Date | May 30, 2018 |
| Transfer Doc | 0001900598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 4217 RAMIRO ST, SEBRING, FL 33872-2226 |
| Document Number | 0002310688 |
| Book / Page | 3189 / 754 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20262310688 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4217 RAMIRO ST, SEBRING, FL 33872-2226 |
| Document Number | 0002310688, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 3189/754 |
| Instrument | 20262310688 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 18, 2018 |
| Property Address | 4217 RAMIRO ST, SEBRING, FL 33872-2226 |
| Document Number | 0001900598 |
| Book / Page | 002641 / 000643 |
| Instrument Date | May 30, 2018 |
| Instrument | 1900598 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4217 RAMIRO ST SEBRING FL 338722226, SEBRING, FL 33872-2226 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,774.00 (+96.89%) Homeowner's exemption | $78,988 (+5.99%) | $211,431 (+9.43%) Land $20,350 Building $191,081 |
| 2024 | $901.00 (+5.75%) | ||
| 2023 | $852.00 (+1.91%) Homeowner's exemption | $74,526 (+3%) | $193,203 (+17.37%) Land $12,650 Building $180,553 |
| 2022 | $836.00 Homeowner's exemption | $72,355 | $164,616 Land $6,050 Building $158,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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