Highlands County property record for 4125 Ramiro St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,323 sqft · built 1984 |
| Lot Size | 0.229 acres (9,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jan 2019) |
| Tax Bill | $1,645 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-020-0200-0040 |
| Primary APN | C-04-34-28-020-0200-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,323 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,994 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 575 sqft |
| Driveway | Driveway |
| Driveway Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 518 sqft |
| Patio Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4125 RAMIRO ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 2 PB 9-PG 48 LOT 4 BLK 20 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 20 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 960504 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4125 RAMIRO ST, SEBRING, FL 33872-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 14, 2019 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Jun 14, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on Record |
| Deed Sale | Jan 14, 2019 · Amount on Record |
| Prior Sale | Jun 14, 2017 · Amount on Record |
| Deed Document Number | 1924885 |
| Deed Book / Page | 2673 / 0632 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4125 RAMIRO ST, SEBRING, FL 33872-2226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002055906 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 2853/1955 |
| Instrument | 2055906 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 14, 2019 |
| Property Address | 4125 RAMIRO ST, SEBRING, FL 33872-2226 |
| Document Number | 0001924885 |
| Book / Page | 2673 / 0632 |
| Map Reference | MB 9 PG 48 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 1924885 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4125 RAMIRO ST, 4125, SEBRING, FL 33872-2226 |
| Name | Verified Name |
|---|---|
| Address | 4433 ALCANTARRA AVE, SEBRING, FL 33872-1943 |
| Document Number | 0001924886 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 1924886 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 14, 2017 |
| Property Address | 4125 RAMIRO ST, SEBRING, FL 33872-2226 |
| Document Number | 0001856054 |
| Book / Page | 002585 / 000249 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 1856054 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $798.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 237 SW HOLDEN TER PORT ST LUCIE FL 349843603, PORT ST LUCIE, FL 34984-3603 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $137,800 (+5.99%) | $216,090 (+8.16%) Land $18,500 Building $197,590 | |
| 2024 | $1,645.00 (+3.33%) | ||
| 2023 | $1,592.00 (+2.31%) Homeowner's exemption | $130,016 (+3%) | $199,780 (+16.6%) Land $11,500 Building $188,280 |
| 2022 | $1,556.00 Homeowner's exemption | $126,229 | $171,337 Land $5,500 Building $165,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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