4313 Thomas Ln, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4313 Thomas Ln, Chesapeake, VA 23321

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,200 sqft · built 1986
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2025)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2017 Refinance
APN	`0107003000070`

Property Details

APN / Parcel Number

Primary APN	`0107003000070`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft
Upper Floors Area	600 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	90 ft deep x 61 ft wide
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4313 THOMAS LN
City	CHESAPEAKE
State	VA
Zip	23321-4355
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMF1: MULT
Legal Description	7 WINDS OF SILVERWOOD SEC TWO CORRECTED
Legal Subdivision	WINDS OF SILVERWOOD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	21605

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4313 THOMAS LN, CHESAPEAKE, VA 23321-4355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Mar 13, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	20252799
Deed Book / Page	10825 / 1436
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 28, 2022
Property Address	4313 THOMAS LN, CHESAPEAKE, VA 23321-4355
Document Number	010585/827
Book / Page	10585 / 827
Instrument Date	Jul 25, 2022
Instrument	220024241
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4313 THOMAS LN, CHESAPEAKE, VA 23321-4355

Mortgage

Document Number	0220024242
Date	Jul 28, 2022
Instrument	220024242

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4313 THOMAS LN, CHESAPEAKE, VA 23321-4355
Transaction Type	Mortgage
Record Updated	Mar 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170006771
Date	Mar 13, 2017
Book Page	9764/724
Instrument	170006771

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	320 Months
Due	Nov 1, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,600 (-1.88%) Land $95,000 Building $129,600	$224,600 (-1.88%) Land $95,000 Building $129,600
2025	$2,312.00 (+59.23%)	$228,900 (+21.11%) Land $85,000 Building $143,900	$228,900 (+21.11%) Land $85,000 Building $143,900
2023		$189,000 (+11.44%) Land $75,000 Building $114,000	$189,000 (+11.44%) Land $75,000 Building $114,000
2022		$169,600 Land $65,000 Building $104,600	$169,600 Land $65,000 Building $104,600
2019	$1,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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