4306 Thomas Ln, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4306 Thomas Ln, Chesapeake, VA 23321

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,408 sqft · built 1986
Lot Size	0.067 acres (2,919 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jun 2026)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2020 Refinance + 3 more
APN	`0107003000290`

Property Details

APN / Parcel Number

Primary APN	`0107003000290`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	704 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,919 sqft (0.067 acres)
Lot Dimensions	147 ft deep x 20 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	704 sqft
Shed	1 Shed
Shed Area	704 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4306 THOMAS LN
City	CHESAPEAKE
State	VA
Zip	23321-4355
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMF1: MULT
Legal Description	29 WINDS OF SILVERWOOD SEC TWO CORRECTED
Legal Subdivision	WINDS OF SILVERWOOD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1003
Census Tract	21605

Owner

4306 Thomas Ln, a townhouse, is owned and occupied by two individuals who bought it in June 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4306 THOMAS LN, CHESAPEAKE, VA 23321-4355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING LLC
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES INC
Mar 19, 2018	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Aug 4, 2021 · Amount on File
Deed Document Number	202616550
Deed Book / Page	10995 / 214
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 26, 2026
Property Address	4306 THOMAS LN, CHESAPEAKE, VA 23321-4355
Document Number	0000016550
Book / Page	10995 / 214
Instrument Date	Jun 25, 2026
Instrument	202616550
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Tax	$27,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 THOMAS LN, CHESAPEAKE, VA 23321-4355

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4306 THOMAS LN, CHESAPEAKE, VA 23321-4355
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10214/1863
Date	Sep 8, 2020
Book Page	10214/1863
Instrument	200031878

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 4, 2021
Property Address	4306 THOMAS LN, CHESAPEAKE, VA 23321-4355
Document Number	10420/1433
Book / Page	10420 / 1433
Instrument Date	Jul 29, 2021
Instrument	210035503
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	SIGNATURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 THOMAS LN, CHESAPEAKE, VA 23321-4355

Mortgage

Document Number	210035504
Date	Aug 4, 2021
Instrument	210035504

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	10420/1455
Date	Aug 4, 2021
Book Page	10420/1455
Instrument	210035505

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 7, 2018
Property Address	4306 THOMAS LN, CHESAPEAKE, VA 23321-4355
Document Number	9920/1828
Book / Page	9920 / 1828
Instrument Date	Jun 4, 2018
Instrument	180014819
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4306 THOMAS LN, CHESAPEAKE, VA 23321-4355

Mortgage

Document Number	180014820
Date	Jun 7, 2018
Instrument	180014820

Lender

Name	RESIDENTIAL MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 19, 2018
Property Address	4306 THOMAS LN, CHESAPEAKE, VA 23321-4355
Document Number	9893/997
Book / Page	9893 / 997
Instrument Date	Mar 15, 2018
Instrument	180006862
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4857 PEACHCREEK LN, VIRGINIA BEACH, VA 23455-5326

Tax Assessment & Valuation

The 2025 property tax bill for 4306 Thomas Ln was $2,603, up 2.5% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,700 (+0.39%) Land $95,000 Building $163,700	$258,700 (+0.39%) Land $95,000 Building $163,700
2025	$2,603.00 (+2.52%)	$257,700 Land $85,000 Building $172,700	$257,700 Land $85,000 Building $172,700
2024	$2,539.00
2023		$211,900 (+15.41%) Land $75,000 Building $136,900	$211,900 (+15.41%) Land $75,000 Building $136,900
2022		$183,600 Land $65,000 Building $118,600	$183,600 Land $65,000 Building $118,600
2019	$1,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4306 Thomas Ln; 21 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4306 Thomas Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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