4307 Thomas Ln, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4307 Thomas Ln, Chesapeake, VA 23321

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,200 sqft · built 1986
Lot Size0.041 acres (1,786 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (Dec 2000)
Tax Bill$2,269 (2025)
Deeds & MortgagesDec 2019 Mortgage
APN0107003000100

Property Details

APN / Parcel Number

Primary APN0107003000100

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area600 sqft
Upper Floors Area600 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,786 sqft (0.041 acres)
Lot Dimensions90 ft deep x 20 ft wide
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4307 THOMAS LN
CityCHESAPEAKE
StateVA
Zip23321-4355
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRMF1: MULT
Legal Description10 WINDS OF SILVERWOOD SEC TWO CORRECTED
Legal SubdivisionWINDS OF SILVERWOOD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract21605

Owner

4307 Thomas Ln, a townhouse, is owned by an individual who bought it in December 2000.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address3433 BERNIES CT S, CHESAPEAKE, VA 23321-5236
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2000 · Amount on File
Deed SaleDec 1, 2000 · Amount on File
Deed Book / Page4177 / 545
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4307 THOMAS LN, CHESAPEAKE, VA 23321-4355
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10094/1172
DateDec 26, 2019
Book Page10094/1172
Instrument190035827
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4307 Thomas Ln was $2,269.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,900 (-4.36%) Land $95,000 Building $119,900$214,900 (-4.36%) Land $95,000 Building $119,900
2025$2,269.00$224,700 Land $85,000 Building $139,700$224,700 Land $85,000 Building $139,700
2023$185,400 (+11.62%) Land $75,000 Building $110,400$185,400 (+11.62%) Land $75,000 Building $110,400
2022$166,100 Land $65,000 Building $101,100$166,100 Land $65,000 Building $101,100
2019$1,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4307 Thomas Ln; 21 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4307 Thomas Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Nearby Properties on Thomas Ln

Nearby Streets

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