4313 Creston Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4313 Creston Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.274 acres (11,927 sqft)
Owner2 Individual Names on Record
Tax Bill$8,292 (2024)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-20-20-427-011

Property Details

APN / Parcel Number

Primary APN03-20-20-427-011

Exterior

Lot Area11,927 sqft (0.274 acres)

Location & Zoning

Street Address4313 CRESTON DR
CityCHAMPAIGN
StateIL
Zip61822-9342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 428 IRONWOOD 4
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD 4
Legal Lot Number428
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1034
Census Tract1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4313 CRESTON DR, CHAMPAIGN, IL 61822-9342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Jul 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4313 CRESTON DR, CHAMPAIGN, IL 61822-9342
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027712
DateNov 24, 2021
Instrument2021R27712
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4313 CRESTON DR, CHAMPAIGN, IL 61822-9342
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014674
DateJul 30, 2020
Instrument2020R14674
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4313 CRESTON DR, CHAMPAIGN, IL 61822-9342
Document Number0000003866
Instrument DateMar 13, 2019
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4313 CRESTON DR CHAMPAIGN IL 618229342, CHAMPAIGN, IL 61822-9342

Mortgage

Document Number0000003866
DateMar 21, 2019
Instrument3866
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2049
Interest
Rate9.69%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$112,580 (+30.72%) Land $27,040 Building $85,540$337,740 (+30.72%) Land $81,120 Building $256,620
2024$8,292.00 (+11%)
2022$7,470.00 Homeowner's exemption$86,120 Land $20,680 Building $65,440$258,360 Land $62,040 Building $196,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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