Champaign County property record for 4304 Creston Dr, Champaign, IL 61822
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.213 acres (9,259 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $420,000 (Jan 2026) |
| Tax Bill | $7,824 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-20-428-007 |
| Primary APN | 03-20-20-428-007 |
|---|
| Lot Area | 9,259 sqft (0.213 acres) |
|---|
| Street Address | 4304 CRESTON DR |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61822-9341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 209 IRONWOOD 2 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | IRONWOOD 2 |
| Legal Lot Number | 209 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1205 |
4304 Creston Dr is owner-occupied and held in a trust since January 2026.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4304 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Mar 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING A PLAINSCAPITAL COMPAN |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | Mar 31, 2022 · Amount on File |
| Deed Document Number | 20261083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 22, 2026 |
| Property Address | 4304 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Document Number | 0000001083 |
| Map Reference | MB CC PG 133 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026R01083 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4304 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Document Number | 0000001084 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026R01084 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 31, 2022 |
| Property Address | 4304 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Document Number | 0000005752 |
| Map Reference | MB CC PG 133 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2022R05752 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4304 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Document Number | 0000005753 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022R05753 |
| Name | PRIMELENDING A PLAINSCAPITAL COMPAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 4304 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015587 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019R15587 |
| Name | ILLINOIS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,600 (+12.6%) Land $26,530 Building $80,070 | $319,800 (+12.6%) Land $79,590 Building $240,210 | |
| 2024 | $7,824.00 Homeowner's exemption | $94,670 Land $23,560 Building $71,110 | $284,010 Land $70,680 Building $213,330 |
| 2022 | $7,043.00 Homeowner's exemption | $81,540 Land $20,290 Building $61,250 | $244,620 Land $60,870 Building $183,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4304 Creston Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4304 Creston Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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