Champaign County property record for 4308 Creston Dr, Champaign, IL 61822
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.226 acres (9,855 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,000 (Apr 2021) |
| Tax Bill | $8,873 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-20-428-019 |
| Primary APN | 03-20-20-428-019 |
|---|
| Lot Area | 9,855 sqft (0.226 acres) |
|---|
| Street Address | 4308 CRESTON DR |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61822-9341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 401 IRONWOOD 4 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | IRONWOOD 4 |
| Legal Lot Number | 401 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1205 |
4308 Creston Dr is owned and occupied by an individual who bought it in April 2021.
Source: Champaign County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4308 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK |
| Mar 26, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Apr 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2021 · Amount on File |
| Deed Sale | Apr 8, 2021 · Amount on File |
| Deed Document Number | 20218189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 4308 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | ACT |
| Name | Verified Name |
|---|
| Document Number | 0000015070 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021R15070 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 4308 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006950 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021R06950 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 8, 2021 |
| Property Address | 4308 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Document Number | 0000008189 |
| Map Reference | DOC 97R13848 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021R08189 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4308 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008190 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021R08190 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 4308 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018220 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 2017R18220 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 4308 CRESTON DR, CHAMPAIGN, IL 61822-9341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019451 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020R19451 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,990 (+12.6%) Land $27,240 Building $92,750 | $359,970 (+12.6%) Land $81,720 Building $278,250 | |
| 2024 | $8,873.00 (+5.24%) | $106,560 Land $24,190 Building $82,370 | $319,680 Land $72,570 Building $247,110 |
| 2023 | $8,431.00 (+5.4%) | ||
| 2022 | $7,999.00 Homeowner's exemption | $91,790 Land $20,840 Building $70,950 | $275,370 Land $62,520 Building $212,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4308 Creston Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4308 Creston Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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