4312 Cobb Rd, Gerry, NY 14740 Property Records

Chautauqua County and Gerry Town property record for 4312 Cobb Rd, Gerry, NY 14740

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,998 sqft · built 1930
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Nov 2025)
Tax Bill$3,538 (2026)
Deeds & MortgagesNov 2025 Mortgage
APN064489 320.00-2-9.1

Property Details

APN / Parcel Number

Primary APN064489 320.00-2-9.1
Alternative APN
  • 44893200000002009001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,998 sqft Living Area
1st Floor Area1,031 sqft
2nd Floor Area967 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area348,480 sqft (8 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area600 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4312 COBB RD
CityGERRY
StateNY
Zip14740-9532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal Block2
Legal Lot Number9.001
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionGERRY
Census Block Group1
Census Block1038
Census Tract36901

Owner

Source: Chautauqua County and Gerry Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4911 BAKER STREET EXT, ASHVILLE, NY 14710-9616
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleNov 10, 2022 · Amount on Record
Deed Document Number20257520
Prior Transfer DateNov 1, 2022
Prior Transfer Doc0000008152
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address4312 COBB RD, GERRY, NY 14740-9532
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2025003943
DateNov 19, 2025
InstrumentMT2025003943
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Chautauqua County and Gerry Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionGerry Town
Unified School DistrictCassadaga Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,538.00 (+5.27%)
2025$3,361.00$93,000 (-) Land $24,500 Building $68,500$166,667 (+35.83%) Land $43,907 Building $122,760
2023$93,000 (-) Land $24,500 Building $68,500$122,700 (+7.54%) Land $32,324 Building $90,376
2022Homeowner's exemption Senior Citizen's exemption Veteran's exemption$93,000 Land $24,500 Building $68,500$114,100 Land $30,059 Building $84,041

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims3 (1979–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL
10 / 1

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