Chautauqua County and Gerry Town property record for 4280 Cobb Rd, Gerry, NY 14740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,128 sqft · built 1979 |
| Lot Size | 4.1 acres (178,596 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,185 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| APN | 064489 320.00-2-7 |
| Primary APN | 064489 320.00-2-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 178,596 sqft (4.1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 476 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4280 COBB RD |
|---|---|
| City | GERRY |
| State | NY |
| Zip | 14740-9558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | OLD APN: 064489 12-1-11.4.1 |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | GERRY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 36901 |
Source: Chautauqua County and Gerry Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4280 COBB RD, GERRY, NY 14740-9558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jun 3, 2026 |
| Property Address | 4280 COBB RD, GERRY, NY 14740-9558 |
| Document Number | 0000002379 |
| Instrument Date | May 19, 2026 |
| Instrument | 20262379 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 4280 COBB RD, GERRY, NY 14740-9558 |
| Document Number | 0000002379, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20262379 |
| Name | NBH BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
Source: Chautauqua County and Gerry Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Gerry Town |
| Unified School District | Cassadaga Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,185.00 (+5.26%) Homeowner's exemption | ||
| 2025 | $3,976.00 | $110,000 (-) Land $19,000 Building $91,000 | $197,133 (+35.86%) Land $34,050 Building $163,083 |
| 2023 | $110,000 (-) Land $19,000 Building $91,000 | $145,100 (+7.48%) Land $25,063 Building $120,037 | |
| 2022 | Homeowner's exemption | $110,000 Land $19,000 Building $91,000 | $135,000 Land $23,318 Building $111,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1979–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures