4312 Aqua Ct, North Highlands, CA 95660 Property Records

Sacramento County property record for 4312 Aqua Ct, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,102 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Oct 2025)
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`200-0286-005-0000`

Property Details

APN / Parcel Number

Primary APN	`200-0286-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	267 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4312 AQUA CT
City	NORTH HIGHLANDS
State	CA
Zip	95660-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT VILLAGE 10 EXC M/R, LOT 1632
Legal Subdivision	LARCHMONT VILLAGE 10 EXC M/R
Legal Lot Number	1632
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	7403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4312 AQUA CT, NORTH HIGHLANDS, CA 95660-3833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Sep 14, 2018	Grant Deed, Transfer · Conventional with PMI SAFE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Book / Page	20251031 / 755
Prior Transfer Date	Jun 15, 2011
Prior Transfer Doc	0000000553
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2025
Property Address	4312 AQUA CT, NORTH HIGHLANDS, CA 95660-3833
Document Number	0000000755
Map Reference	MB 3603 PG 531
Instrument Date	Oct 23, 2025
Instrument	202510310755
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 AQUAL COURT, NORTH HIGHLANDS, CA 95660-3833

Mortgage

Document Number	0000000756
Date	Oct 31, 2025
Instrument	202510310756

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4312 AQUA CT, NORTH HIGHLANDS, CA 95660-3833
Document Number	2012232017
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 AQUA CT NORTH HIGHLANDS CA 956603833, NORTH HIGHLANDS, CA 95660-3833

Mortgage

Document Number	2012232017
Date	Dec 23, 2020
Instrument	2012232017

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 14, 2018
Property Address	4312 AQUA CT, NORTH HIGHLANDS, CA 95660-3833
Document Number	1809140905
Instrument Date	Sep 12, 2018
Instrument	1809140905
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 AQUA CT NORTH HIGHLANDS CA 956603833, NORTH HIGHLANDS, CA 95660-3833

Mortgage

Document Number	1809140906
Date	Sep 14, 2018
Instrument	1809140906

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,000 (+44.07%) Land $110,000 Building $295,000
2025	$3,340.00 (+5.06%)	$281,106 (+4.04%) Land $79,757 Building $201,349
2024	$3,179.00 (-0.69%)
2023	$3,201.00 (+6.24%)	$270,192 Land $76,661 Building $193,531
2022	$3,013.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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