4311 FM 2874, Commerce, TX 75428 Property Records

Hunt County property record for 4311 FM 2874, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 952 sqft · built 1975
Lot Size	1.15 acres (50,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,125 (Jul 2025)
Tax Bill	$2,537 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0786-0260-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0786-0260-0000-30`
Alternative APNs	`R31416` `31416`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Utility Area	96 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,399 sqft (1.15 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4311 FM 2874
City	COMMERCE
State	TX
Zip	75428-6777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0786 MCDANIEL B F,TRACT 26, ACRES 1.157
Legal Subdivision	MCDANIEL B F
Legal Tract	26
Legal Block	1
Legal Lot Number	26
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1032
Census Tract	960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1530 N 6TH ST, PRINCETON, TX 75407-6656
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 14, 2019	Deed of Trust, Mortgage AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Deed Document Number	202513866
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 30, 2025
Property Address	4311 FM 2874, COMMERCE, TX 75428-6777
Document Number	0000013866
Instrument Date	Jul 29, 2025
Instrument	2025-13866
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 N 6TH ST, PRINCETON, TX 75407-6656

Mortgage

Document Number	0000013867
Date	Jul 30, 2025
Instrument	2025-13867

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4311 FM 2874, COMMERCE, TX 75428-6777
Document Number	0000008325
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	SUPERIOR ABSTRACT COMPANY, SUPERIOR ABSTRACT CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4341 FM 2874 COMMERCE TX 75428, COMMERCE, TX 75428

Mortgage

Document Number	0000008325
Date	Jun 17, 2019
Instrument	8325

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,537.00 (-4.66%)	$142,730 (-5.21%) Land $70,660 Building $72,070	$142,730 (-5.21%) Land $70,660 Building $72,070
2024	$2,661.00 (-5.97%)
2023		$150,570 Land $51,780 Building $98,790	$150,570 Land $51,780 Building $98,790
2022	$2,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Nextlink, Verizon.

Nearby Properties on FM 2874

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures