4293 FM 2874, Commerce, TX 75428 Property Records

Hunt County property record for 4293 FM 2874, Commerce, TX 75428 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	2,194 sqft · built 1960
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,014 (2024)
Flood Zone	Zone X (minimal risk)
APN	`0786-0310-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0786-0310-0000-30`
Alternative APN	`R31419`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	1,908 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1984
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,666 sqft (1.76 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	446 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R31419
Street Address	4293 FM 2874
City	COMMERCE
State	TX
Zip	75428-6775
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0786 MCDANIEL B F, TRACT 31, ACRES 1.76
Legal Subdivision	MCDANIEL B F
Legal Tract	31
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1032
Census Tract	960100

Owner

Source: Hunt County records · APN 0786-0310-0000-30

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4293 FM 2874, COMMERCE, TX 75428-6775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$252,865 (+1.92%)	$266,030 (+7.22%) Land $80,960 Building $185,070
2024	$1,014.00 (-55.74%)
2023		$248,110 Land $60,190 Building $187,920	$248,110 Land $60,190 Building $187,920
2022	$2,291.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 29% of Texas
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.