4218 FM 2874, Commerce, TX 75428 Property Records

Hunt County property record for 4218 FM 2874, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	1,152 sqft · built 1970
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on File
Tax Bill	$2,235 (2024)
Deeds & Mortgages	May 2021 Sale Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0786-0130-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0786-0130-0000-30`
Alternative APN	`R31406`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1970
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	138,521 sqft (3.18 acres)
Garage Type	Mixed
Garage Area	912 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Shed	1 Shed
Shed Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	R31406
Street Address	4218 FM 2874
City	COMMERCE
State	TX
Zip	75428-6774
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0786 MCDANIEL B F,TRACT 13, ACRES 3.18
Legal Subdivision	MCDANIEL B F
Legal Tract	13
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1033
Census Tract	960100

Owner

4218 FM 2874, a rural home, is owned and occupied by an individual who acquired it in May 2021.

Source: Hunt County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4218 FM 2874, COMMERCE, TX 75428-6774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer
Jun 5, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021
Deed Sale	May 3, 2021
Deed Document Number	2021-09196
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	May 3, 2021
Property Address	4218 FM 2874, COMMERCE, TX 75428-6774
Document Number	0000009196
Instrument Date	Apr 30, 2021
Instrument	2021-09196
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4920 ESQUIRE ESTATES RD, 4920, MABANK, TX 75156-7340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 FM 2874, COMMERCE, TX 75428-6774

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUNT TX
Recording Date	Jun 5, 2019
Property Address	4218 FM 2874, COMMERCE, TX 75428-6774
Document Number	0000007663
Instrument Date	Sep 1, 2010
Instrument	7663
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4218 FM 2874 COMMERCE TX 754286774, COMMERCE, TX 75428-6774

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$394,879	$418,120 Land $109,690 Building $308,430
2024	$2,235.00
2023		$226,600 Land $5,100 Building $221,500	$305,640 Land $84,140 Building $221,500
2022	$1,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4218 FM 2874 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4218 FM 2874 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Nextlink, Verizon.

Nearby Properties on FM 2874

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