St. Louis County property record for 4310 McCulloch St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,644 sqft · built 1901 |
| Lot Size | 0.16 acres (6,997 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Mar 2023) |
| Tax Bill | $4,104 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-02350 |
| Primary APN | 010-3010-02350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Gross Area |
| 1st Floor Area | 834 sqft |
| Basement Area | 417 sqft |
| Finished Basement | 417 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 6,997 sqft (0.16 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 12 sqft |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1146726 |
|---|---|
| Street Address | 4310 MCCULLOCH ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:042 SERIAL # |
| Legal Subdivision | LONDON ADDITION |
| Legal Block | 42 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3010-02350
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4310 MCCULLOCH ST, DULUTH, MN 55804-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Mar 31, 2023 | Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Mar 19, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 19, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 19, 2019 | Grant Deed, Transfer NORTH SHORE BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Prior Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 20231464217 |
| Prior Transfer Date | May 10, 2016 |
| Prior Transfer Doc | 00A1284362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4310 MCCULLOCH ST, DULUTH, MN 55804-1935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4310 MCCULLOCH ST, DULUTH, MN 55804-1935 |
| Document Number | 0001482255 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 1482255 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 12% |
| Type Change Date | Feb 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 10% |
| Max Rate At Change | 14% |
| Max Rate | 17% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 31, 2023 |
| Property Address | 4310 MCCULLOCH ST, DULUTH, MN 55804-1935 |
| Document Number | 0001464217 |
| Instrument Date | Mar 06, 2023 |
| Instrument | 1464217 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2023 |
| Title Company | NOT AVAILABLE, TITLE TEAM NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4310 MCCULLOCH ST, DULUTH, MN 55804-1935 |
| Document Number | 0001464218 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 1464218 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 19, 2019 |
| Property Address | 4310 MCCULLOCH ST, DULUTH, MN 55804-1935 |
| Document Number | 0001351827 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 1351827 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $82.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4310 MCCULLOCH ST DULUTH MN 558041935, DULUTH, MN 55804-1935 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 19, 2019 |
| Property Address | 4310 MCCULLOCH ST, DULUTH, MN 55804-1935 |
| Document Number | 0001351824 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 1351824 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $82.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4310 MCCULLOCH ST DULUTH MN 558041935, DULUTH, MN 55804-1935 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 19, 2019 |
| Property Address | 4310 MCCULLOCH ST, DULUTH, MN 55804-1935 |
| Document Number | 0001351825 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 1351825 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $82.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4310 MCCULLOCH ST DULUTH MN 558041935, DULUTH, MN 55804-1935 |
| Document Number | 1351828 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 1351828 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 18, 2049 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,104.00 (+7.27%) Homeowner's exemption | ||
| 2025 | $3,826.00 (+11.81%) Homeowner's exemption | $315,300 (+6.48%) Land $47,900 Building $267,400 | $315,300 (+6.48%) Land $47,900 Building $267,400 |
| 2024 | $3,422.00 | $296,100 (+28.91%) Land $46,200 Building $249,900 | $296,100 (+28.91%) Land $46,200 Building $249,900 |
| 2022 | $229,700 Land $35,600 Building $194,100 | $229,700 Land $35,600 Building $194,100 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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