4303 McCulloch St, Duluth, MN 55804 Property Records

St. Louis County property record for 4303 McCulloch St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,334 sqft · built 1903
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$351,000 (Jun 2025)
Tax Bill$3,714 (2026)
Deeds & MortgagesAug 2020 Line of Credit
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN010-3010-04120

Property Details

APN / Parcel Number

Primary APN010-3010-04120
Alternative APNs
  • 1183314
  • 794778

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,334 sqft Gross Area
1st Floor Area688 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Lot Area7,000 sqft (0.16 acres)
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area96 sqft
Deck Area96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1183314
Street Address4303 MCCULLOCH ST
CityDULUTH
StateMN
Zip55804-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0015 BLOCK:053 SERIAL #
Legal SubdivisionLONDON ADDITION
Legal Block53
Legal Lot Number15
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3026
Census Tract600

Owner

Source: St. Louis County records · APN 010-3010-04120

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4303 MCCULLOCH ST, DULUTH, MN 55804-1905
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2020Deed of Trust, Mortgage · Line of Credit
US BK
May 06, 2017Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2025 · Amount on Record
Deed SaleJun 06, 2025 · Amount on Record
Prior SaleDec 08, 2005 · Amount on Record
Deed Document Number20251511581
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4303 MCCULLOCH ST, DULUTH, MN 55804-1905
Document Number00A1390926
Instrument DateAug 27, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4303 MCCULLOCH ST DULUTH MN 558041905, DULUTH, MN 55804-1905

Mortgage

Document Number00A1390926
DateSep 18, 2020
InstrumentA1390926
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 17, 2035
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4303 MCCULLOCH ST, DULUTH, MN 55804-1905
Document Number00A1310715
Instrument DateMay 06, 2017
Transaction TypeMortgage
Record UpdatedJun 23, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4303 MCCULLOCH ST DULUTH MN 558041905, DULUTH, MN 55804-1905

Mortgage

Document Number00A1310715
DateJun 08, 2017
InstrumentA1310715
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 07, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,714.00 (+8.15%) Homeowner's exemption
2025$3,434.00 (+3.12%) Homeowner's exemption$288,600 (+7.05%) Land $47,900 Building $240,700$288,600 (+7.05%) Land $47,900 Building $240,700
2024$3,330.00$269,600 (+18.3%) Land $46,200 Building $223,400$269,600 (+18.3%) Land $46,200 Building $223,400
2022$227,900 Land $35,600 Building $192,300$227,900 Land $35,600 Building $192,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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