St. Louis County property record for 4309 McCulloch St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,033 sqft · built 1904 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Nov 2024) |
| Tax Bill | $4,892 (2026) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-04100 |
| Primary APN | 010-3010-04100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,033 sqft Gross Area |
| 1st Floor Area | 1,033 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Area | 784 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 189 sqft |
| Deck Area | 42 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1174620 |
|---|---|
| Street Address | 4309 MCCULLOCH ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 AND 14 SERIAL # |
| Legal Subdivision | LONDON ADDITION |
| Legal Block | 53 |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4309 MCCULLOCH ST, DULUTH, MN 55804-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on Record |
| Deed Sale | Nov 12, 2024 · Amount on Record |
| Prior Sale | Apr 11, 2014 · Amount on Record |
| Deed Document Number | 20241499230 |
| Prior Transfer Date | Oct 27, 2014 |
| Prior Transfer Doc | 0001248644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4309 MCCULLOCH ST, DULUTH, MN 55804-1905 |
| Document Number | 00A1355411 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4309 MCCULLOCH ST DULUTH MN 558041905, DULUTH, MN 55804-1905 |
| Document Number | 00A1355411 |
|---|---|
| Date | May 28, 2019 |
| Instrument | A1355411 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 27, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,892.00 (-2.16%) Homeowner's exemption | ||
| 2025 | $5,000.00 (+8.32%) Homeowner's exemption | $368,300 (-2%) Land $67,100 Building $301,200 | $368,300 (-2%) Land $67,100 Building $301,200 |
| 2024 | $4,616.00 | $375,800 (+23.01%) Land $64,700 Building $311,100 | $375,800 (+23.01%) Land $64,700 Building $311,100 |
| 2022 | $305,500 Land $49,800 Building $255,700 | $305,500 Land $49,800 Building $255,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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