St. Louis County property record for 4310 Cooke St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,326 sqft · built 1945 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Dec 2017) |
| Tax Bill | $3,922 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Aug 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-05190 |
| Primary APN | 010-3010-05190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Gross Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 442 sqft |
| Finished Basement | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Area | 308 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 148 sqft |
| Deck Area | 20 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1043706 |
|---|---|
| Street Address | 4310 COOKE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:060 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 60 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4310 COOKE ST, DULUTH, MN 55804-1948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION |
| Aug 14, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Dec 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage LAKE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on Record |
| Deed Sale | Dec 19, 2017 · Amount on Record |
| Prior Sale | May 14, 2010 · Amount on Record |
| Deed Document Number | 2017993365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 8, 2026 |
| Property Address | 4310 COOKE ST, DULUTH, MN 55804-1948 |
| Document Number | 0001106854 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20261106854 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4310 COOKE ST, DULUTH, MN 55804-1948 |
| Document Number | 0001106854, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 20261106854 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 111 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 14, 2026 |
| Property Address | 4310 COOKE ST, DULUTH, MN 55804-1948 |
| Document Number | 0001104828 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20261104828 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4310 COOKE ST, DULUTH, MN 55804-1948 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4310 COOKE ST, DULUTH, MN 55804-1948 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001054936 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 1054936 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 29, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4310 COOKE ST, DULUTH, MN 55804-1948 |
| Document Number | 00T1034098 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4310 COOKE ST DULUTH MN 558041948, DULUTH, MN 55804-1948 |
| Document Number | 00T1034098 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | T1034098 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 21, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 19, 2017 |
| Property Address | 4310 COOKE ST, DULUTH, MN 55804-1948 |
| Document Number | 000T993365 |
| Instrument Date | Dec 18, 2017 |
| Instrument | T993365 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4310 COOKE ST DULUTH MN 558041948, DULUTH, MN 55804-1948 |
| Document Number | T993366 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | T993366 |
| Name | LAKE BK |
|---|---|
| Type | Bank |
| Address | TWO HARBORS, MN 55616 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,922.00 (+7.22%) Homeowner's exemption | ||
| 2025 | $3,658.00 (-5.53%) Homeowner's exemption | $302,600 (+6.29%) Land $47,800 Building $254,800 | $302,600 (+6.29%) Land $47,800 Building $254,800 |
| 2024 | $3,872.00 | $284,700 (+13.16%) Land $46,100 Building $238,600 | $284,700 (+13.16%) Land $46,100 Building $238,600 |
| 2022 | $251,600 Land $35,500 Building $216,100 | $251,600 Land $35,500 Building $216,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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