4305 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4305 Cooke St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,736 sqft · built 1910
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$238,500 (Mar 2020)
Tax Bill$4,440 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN010-3030-01170

Property Details

APN / Parcel Number

Primary APN010-3030-01170
Alternative APNs
  • 1086354
  • 1142658

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,736 sqft Gross Area
1st Floor Area826 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Lot Area7,000 sqft (0.16 acres)
Garage Area528 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area154 sqft
Deck Area60 sqft
Patio Area176 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number1142658
Street Address4305 COOKE ST
CityDULUTH
StateMN
Zip55804-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0015 BLOCK:076 SERIAL #
Legal SubdivisionLONDON ADDITION
Legal Block76
Legal Lot Number15
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3013
Census Tract600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4305 COOKE ST, DULUTH, MN 55804-1949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2020 · Amount on Record
Deed SaleMar 3, 2020 · Amount on Record
Prior SaleFeb 8, 2001 · Amount on Record
Deed Document Number20201374900
Prior Transfer DateAug 7, 2015
Prior Transfer Doc0001269565
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4305 COOKE ST, DULUTH, MN 55804-1949
Transaction TypeMortgage
Record UpdatedAug 15, 2022
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001412451
DateApr 30, 2021
Instrument1412451
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,440.00 (+7.3%) Homeowner's exemption
2025$4,138.00 (-4.96%) Homeowner's exemption$342,700 (+8.01%) Land $47,900 Building $294,800$342,700 (+8.01%) Land $47,900 Building $294,800
2024$4,354.00$317,300 (+9.53%) Land $46,200 Building $271,100$317,300 (+9.53%) Land $46,200 Building $271,100
2022$289,700 Land $35,600 Building $254,100$289,700 Land $35,600 Building $254,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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