4309 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4309 Cooke St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,326 sqft · built 1924
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$139,900 (Aug 2004)
Tax Bill$3,532 (2026)
Deeds & MortgagesApr 2022 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN010-3030-01160

Property Details

APN / Parcel Number

Primary APN010-3030-01160
Alternative APN
  • 765715

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,326 sqft Gross Area
1st Floor Area884 sqft
Basement Area442 sqft
Finished Basement442 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area7,000 sqft (0.16 acres)
Garage Area396 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area96 sqft
Deck Area260 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number765715
Street Address4309 COOKE ST
CityDULUTH
StateMN
Zip55804-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0014 BLOCK:076 SERIAL #
Legal SubdivisionLONDON ADDITION TO DULUTH
Legal Block76
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3013
Census Tract600

Owner

Source: St. Louis County records · APN 010-3030-01160

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4309 COOKE ST, DULUTH, MN 55804-1949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage
NEIGHBORHOOD ASSISTANCE SERVICES OF DULU
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2004 · Amount on Record
Deed SaleAug 11, 2004 · Amount on Record
Deed Document Number2004953019
Last Transfer DateJan 18, 2006
Transfer Doc0001011483
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4309 COOKE ST, DULUTH, MN 55804-1949
Transaction TypeMortgage
Record UpdatedMay 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001441918
DateApr 26, 2022
Instrument1441918
Lender
NameNEIGHBORHOOD ASSISTANCE SERVICES OF DULU
TypeNon-Lending Institution
AddressDULUTH, MN 55805
Agreement
AmountAmount Recorded
Term60 Months
DueApr 12, 2027

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4309 COOKE ST, DULUTH, MN 55804-1949
Document Number00A1373715
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedMar 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4309 COOKE ST DULUTH MN 558041949, DULUTH, MN 55804-1949

Mortgage

Document Number00A1373715
DateFeb 18, 2020
InstrumentA1373715
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,532.00 (+7.36%) Homeowner's exemption
2025$3,290.00 (+2.68%) Homeowner's exemption$276,400 (+6.35%) Land $47,900 Building $228,500$276,400 (+6.35%) Land $47,900 Building $228,500
2024$3,204.00$259,900 (+18.03%) Land $46,200 Building $213,700$259,900 (+18.03%) Land $46,200 Building $213,700
2022$220,200 Land $35,600 Building $184,600$220,200 Land $35,600 Building $184,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 540 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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