431 Windridge Pkwy, Hardy, VA 24101 Property Records

Franklin County property record for 431 Windridge Pkwy, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,870 sqft · built 1980
Lot Size	0.671 acres (29,229 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2019)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010 01-032 00`

Property Details

APN / Parcel Number

Primary APN	`010 01-032 00`
Alternative APN	`1229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area
Gross Area	3,438 sqft
1st Floor Area	1,536 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,229 sqft (0.671 acres)
Terrain	Rolling
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	304 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1229
Street Address	431 WINDRIDGE PKWY
City	HARDY
State	VA
Zip	24101-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDY GAP MT VILLAGE LOT 34 BLOCK 1 SECTION 1
Legal Subdivision	WINDY GAP MT VILLAG
Legal Block	1
Legal Lot Number	34
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2008
Census Tract	20301

Owner

431 Windridge Pkwy is owned and occupied by an individual who bought it in September 2019.

Source: Franklin County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	431 WINDRIDGE PKWY, HARDY, VA 24101-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 24, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 14, 2019	Grant Deed, Transfer NOT AVAILABLE
Jun 14, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Prior Sale	Jun 14, 2019
Deed Document Number	20195974
Deed Book / Page	1127 / 2526
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	00112203258
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	431 WINDRIDGE PKWY, HARDY, VA 24101-3323
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 904, WIRTZ, VA 24184-0904

Mortgage

Document Number	0012111084
Date	Apr 4, 2024
Book Page	1211/1084
Instrument	240001875

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	431 WINDRIDGE PKWY, HARDY, VA 24101-3323
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011640625
Date	Jun 7, 2021
Book Page	1164/625
Instrument	210005283

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 24, 2019
Property Address	431 WINDRIDGE PKWY, HARDY, VA 24101-3323
Document Number	0011272526
Book / Page	001127 / 002526
Instrument Date	Sep 17, 2019
Instrument	5974
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 WINDRIDGE PKWY HARDY VA 241013323, HARDY, VA 24101-3323

Mortgage

Document Number	11272530
Date	Sep 24, 2019
Book Page	001127/002530
Instrument	5975

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

Interest

Rate Type	Fixed Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 14, 2019
Property Address	431 WINDRIDGE PKWY, HARDY, VA 24101-3323
Document Number	0011223258
Book / Page	001122 / 003258
Instrument Date	Apr 17, 2019
Instrument	3474
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 14, 2019
Property Address	431 WINDRIDGE PKWY, HARDY, VA 24101-3323
Document Number	0011223271
Book / Page	001122 / 003271
Instrument Date	Apr 16, 2019
Instrument	3476
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042

Tax Assessment & Valuation

The 2025 property tax bill for 431 Windridge Pkwy was $1,594.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00	$370,700 Land $35,000 Building $335,700	$370,700 Land $35,000 Building $335,700
2023	$1,459.00	$239,300 (-) Land $30,000 Building $209,300	$239,300 (-) Land $30,000 Building $209,300
2022		$239,300 Land $30,000 Building $209,300	$239,300 Land $30,000 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Windridge Pkwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Windridge Pkwy is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 91% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDY GAP MOUNTAIN VILLAGE private · serves 150 people · EPA ID VA5067980
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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