411 Windridge Pkwy, Hardy, VA 24101 Property Records

Franklin County property record for 411 Windridge Pkwy, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,537 sqft · built 1995
Lot Size	0.662 acres (28,837 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2019)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010 01-033 00`

Property Details

APN / Parcel Number

Primary APN	`010 01-033 00`
Alternative APN	`1230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,537 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	2,422 sqft
Basement Area	1,275 sqft
Finished Basement	1,275 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2011
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,837 sqft (0.662 acres)
Terrain	Rolling
Garage Area	620 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	48 sqft
Patio Area	240 sqft
Balcony Area	113 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1230
Street Address	411 WINDRIDGE PKWY
City	HARDY
State	VA
Zip	24101-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDY GAP MT VILLAGE LOT 33 SECTION 1 BLOCK 1
Legal Subdivision	WINDY GAP MT VILLAG
Legal Block	1
Legal Lot Number	33
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2008
Census Tract	20301

Owner

411 Windridge Pkwy is owned by an individual who bought it in September 2019.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1337 PULASKI ST, SALEM, VA 24153-5510
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF BOTETOURT
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF BOTETOURT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Mar 1, 2013 · Amount on File
Deed Document Number	20195559
Deed Book / Page	1127 / 27
Prior Transfer Date	Aug 24, 2011
Prior Transfer Doc	0010020039
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	411 WINDRIDGE PKWY, HARDY, VA 24101-3323
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012050002
Date	Oct 30, 2023
Book Page	1205/2
Instrument	230006378

Lender

Name	BANK OF BOTETOURT
Type	Bank
Address	TROUTVILLE, VA 24175

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2038

Interest

Rate	7.75%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 10, 2019
Property Address	411 WINDRIDGE PKWY, HARDY, VA 24101-3323
Document Number	0011270027
Book / Page	001127 / 000027
Instrument Date	Sep 10, 2019
Instrument	5559
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1337 PULASKI ST SALEM VA 241535510, SALEM, VA 24153-5510

Mortgage

Document Number	11270030
Date	Sep 10, 2019
Book Page	001127/000030
Instrument	5560

Lender

Name	BANK OF BOTETOURT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 411 Windridge Pkwy was $1,993.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,993.00	$463,700 Land $35,000 Building $428,700	$463,700 Land $35,000 Building $428,700
2023	$1,980.00	$324,600 (-) Land $30,000 Building $294,600	$324,600 (-) Land $30,000 Building $294,600
2022		$324,600 Land $30,000 Building $294,600	$324,600 Land $30,000 Building $294,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Windridge Pkwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Windridge Pkwy is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 91% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDY GAP MOUNTAIN VILLAGE private · serves 150 people · EPA ID VA5067980
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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