391 Windridge Pkwy, Hardy, VA 24101 Property Records

Franklin County property record for 391 Windridge Pkwy, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1984
Lot Size	0.643 acres (28,009 sqft)
Owner	Individual Name on File
Last Sale	$264,950 (Feb 2020)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010 01-034 00`

Property Details

APN / Parcel Number

Primary APN	`010 01-034 00`
Alternative APN	`1231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	1,652 sqft
Basement Area	1,652 sqft
Finished Basement	826 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,009 sqft (0.643 acres)
Terrain	Rolling
Porch	Slab
Porch Area	120 sqft
Deck Area	178 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1231
Street Address	391 WINDRIDGE PKWY
City	HARDY
State	VA
Zip	24101-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDY GAP MT VILLAGE LOT 32 BLOCK 1 SECTION 1
Legal Subdivision	WINDY GAP MT VILLAGE
Legal Block	1
Legal Lot Number	32
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2008
Census Tract	20301

Owner

391 Windridge Pkwy is owned and occupied by an individual who bought it in February 2020.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	391 WINDRIDGE PKWY, HARDY, VA 24101-3321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Deed Document Number	2020980
Deed Book / Page	1134 / 2198
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 14, 2020
Property Address	391 WINDRIDGE PKWY, HARDY, VA 24101-3321
Document Number	0011342198
Book / Page	001134 / 002198
Instrument Date	Feb 5, 2020
Instrument	980
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 WINDRIDGE PKWY HARDY VA 241013321, HARDY, VA 24101-3321

Mortgage

Document Number	11342200
Date	Feb 14, 2020
Book Page	001134/002200
Instrument	981

Lender

Name	BANK OF THE JAMES
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 13, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 391 Windridge Pkwy was $1,540.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,540.00	$358,200 Land $35,000 Building $323,200	$358,200 Land $35,000 Building $323,200
2023	$1,468.00	$240,800 (-) Land $30,000 Building $210,800	$240,800 (-) Land $30,000 Building $210,800
2022		$240,800 Land $30,000 Building $210,800	$240,800 Land $30,000 Building $210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 Windridge Pkwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Windridge Pkwy is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 91% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDY GAP MOUNTAIN VILLAGE private · serves 150 people · EPA ID VA5067980
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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