431 West Pl, Madison, MS 39110 Property Records

Madison County property record for 431 West Pl, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1996
Owner	Owner Name on Record
Tax Bill	$2,641 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072B-09A-227`

Property Details

APN / Parcel Number

Primary APN	`072B-09A-227`
Alternative APNs	`072B-09A-227/00.00` `9930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,790 sqft Adjusted Area
1st Floor Area	1,443 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	9930
Old Parcel Number	072B-09A-227/00.00
Street Address	431 WEST PL
City	MADISON
State	MS
Zip	39110-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 NORTH RIDGE OF MADISON PT 2
Legal Range	02E
Legal Township	07N
Legal Section	09
Legal Subdivision	NORTH RIDGE MADISON PT 2
Legal Lot Number	85
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	30202

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	527 CHISWICK DR, RIDGELAND, MS 39157-4158

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
May 18, 2018	Deed of Trust, Mortgage · Line of Credit SYCAMORE BK HERNANDO

Assessor's Deed Record

Last Sale	May 9, 2014
Deed Sale	May 9, 2014
Prior Sale	Jul 13, 2010
Deed Document Number	0003081563
Deed Book / Page	3081 / 563
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	431 WEST PL, MADISON, MS 39110-7719
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004213/85
Date	May 26, 2022
Book Page	4213/85
Instrument	957557

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	431 WEST PL, MADISON, MS 39110-7719
Document Number	0000839120
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	527 CHISWICK DR RIDGELAND MS 391574158, RIDGELAND, MS 39157-4158

Mortgage

Document Number	0000839120
Date	May 18, 2018
Book Page	003602/000106
Instrument	839120

Lender

Name	SYCAMORE BK HERNANDO
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	May 17, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,641.00 (+0.08%)	$22,664 (+0.08%)	$151,090 (+0.07%) Land $40,000 Building $111,090
2024	$2,639.00
2023	$2,639.00	$22,647	$150,980 Land $40,000 Building $110,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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