427 West Pl, Madison, MS 39110 Property Records

Madison County property record for 427 West Pl, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,711 sqft · built 1996
Lot Size	0.278 acres (12,119 sqft)
Owner	Individual Name on Record
Last Sale	$159,100 (Mar 2018)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072B-09A-226`

Property Details

APN / Parcel Number

Primary APN	`072B-09A-226`
Alternative APNs	`072B-09A-226/00.00` `9929`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,711 sqft Adjusted Area
Gross Area	1,408 sqft
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,119 sqft (0.278 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	9929
Street Address	427 WEST PL
City	MADISON
State	MS
Zip	39110-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 NORTH RIDGE OF MADISON PT 2
Legal Range	02E
Legal Township	07N
Legal Section	09
Legal Subdivision	NORTH RIDGE MADISON PT 2
Legal Lot Number	84
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	30202

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	427 WEST PL, MADISON, MS 39110-7719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage CHURCHILL MTG
Mar 5, 2018	Warranty Deed, Transfer · FHA Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	2018834370
Deed Book / Page	3576 / 631
Prior Transfer Date	Jul 10, 2015
Prior Transfer Doc	3230/0452
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	427 WEST PL, MADISON, MS 39110-7719
Document Number	0000882589
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	CHURCHILL TITLE COMPANY, CHURCHILL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WEST PL MADISON MS 391107719, MADISON, MS 39110-7719

Mortgage

Document Number	0000882589
Date	Dec 31, 2019
Book Page	003803/000980
Instrument	882589

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2034

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 5, 2018
Property Address	427 WEST PL, MADISON, MS 39110-7719
Document Number	0000834370
Book / Page	003576 / 000631
Instrument Date	Feb 27, 2018
Instrument	834370
Transaction Type	Transfer
Record Updated	Mar 12, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 WEST PL MADISON MS 391107719, MADISON, MS 39110-7719

Mortgage

Document Number	834372
Date	Mar 5, 2018
Book Page	003576/000634
Instrument	834372

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 Homeowner's exemption	$13,217 (-)	$132,170 (-) Land $40,000 Building $92,170
2024	$1,240.00
2023	$1,240.00 Homeowner's exemption	$13,217	$132,170 Land $40,000 Building $92,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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