423 West Pl, Madison, MS 39110 Property Records

Madison County property record for 423 West Pl, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,945 sqft · built 1995
Owner	2 Individual Names on Record
Tax Bill	$834 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072B-09A-225`

Property Details

APN / Parcel Number

Primary APN	`072B-09A-225`
Alternative APNs	`072B-09A-225/00.00` `9928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,945 sqft Adjusted Area
1st Floor Area	1,636 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Deck Area	192 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	9928
Old Parcel Number	072B-09A-225/00.00
Street Address	423 WEST PL
City	MADISON
State	MS
Zip	39110-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 83 NORTH RIDGE OF MADISON PT 2 C@159
Legal Range	02E
Legal Township	07N
Legal Section	09
Legal Subdivision	NORTH RIDGE MADISON PT 2
Legal Lot Number	83
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	30202

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 WEST PL, MADISON, MS 39110-7719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage AFFORDABLE LNDG
Nov 6, 2017	Warranty Deed, Transfer · FHA Mortgage AFFORDABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017
Deed Sale	Nov 6, 2017
Prior Sale	Jul 13, 2010
Deed Document Number	0003541672
Deed Book / Page	3541 / 672
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	423 WEST PL, MADISON, MS 39110-7719
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004165/769
Date	Feb 3, 2022
Book Page	4165/769
Instrument	949781

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	423 WEST PL, MADISON, MS 39110-7719
Document Number	0000873531
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 WEST PL MADISON MS 391107719, MADISON, MS 39110-7719

Mortgage

Document Number	0000873531
Date	Sep 30, 2019
Book Page	003770/000952
Instrument	873531

Lender

Name	AFFORDABLE LNDG
Address	RIDGELAND, MS 39157

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 6, 2017
Property Address	423 WEST PL, MADISON, MS 39110-7719
Document Number	0000827700
Book / Page	003541 / 000672
Instrument Date	Nov 2, 2017
Instrument	827700
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	BENCHMARK TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 WEST PL MADISON MS 391107719, MADISON, MS 39110-7719

Mortgage

Document Number	827703
Date	Nov 6, 2017
Book Page	003541/000679
Instrument	827703

Lender

Name	AFFORDABLE LNDG
Address	RIDGELAND, MS 39157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Mortgage

Document Number	834894,
Date	Nov 6, 2017
Book Page	003579/000001
Instrument	834894

Lender

Name	AFFORDABLE LNDG
Address	RIDGELAND, MS 39157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$834.00 Homeowner's exemption	$14,658 (-)	$146,580 (-) Land $40,000 Building $106,580
2024	$834.00 (-40.77%)
2023	$1,408.00 Homeowner's exemption	$14,658	$146,580 Land $40,000 Building $106,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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