San Francisco City property record for 431 Silver Ave, San Francisco, CA 94112
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,563 sqft · built 1914 |
| Lot Size | 0.001 acres (27 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,358,000 (Nov 2021) |
| Tax Bill | $17,768 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2021 Sale & Mortgage |
| APN | 5894-012 |
| Primary APN | 5894-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,563 sqft Living Area |
| Gross Area | 1,851 sqft |
| 1st Floor Area | 1,563 sqft |
| Basement Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 27 sqft (0.001 acres) |
| Garage Type | Covered |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 SILVER AVE |
|---|---|
| City | SAN FRANCISCO |
| State | CA |
| Zip | 94112-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH1 |
| Legal Description | BLK 9 LOT 21 |
| Legal Subdivision | COLLEGE HOMESTEAD ASSOCIATION |
| Legal Block | 5894 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN FRANCISCO CA |
| Township / Civil Division | MERCED-MCLAREN |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 25600 |
431 Silver Ave is owned by a company that bought it in November 2021 and is owner-occupied.
Source: San Francisco City records, as of September 8, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 431 SILVER AVE, SAN FRANCISCO, CA 94112-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2021 | Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Aug 20, 2021 | Grant Deed, Transfer · Commercial Mortgage PACIFIC FREEDOM FUND LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on File |
| Deed Sale | Nov 12, 2021 · Amount on File |
| Prior Sale | Aug 20, 2021 · Amount on File |
| Deed Document Number | 2021169494 |
| Prior Transfer Date | Jun 17, 2015 |
| Prior Transfer Doc | 000K133995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Recording Date | Nov 12, 2021 |
| Property Address | 431 SILVER AVE, SAN FRANCISCO, CA 94112-1620 |
| Document Number | 0000169494 |
| Map Reference | MB C&D PG 9 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 2021169494 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 SILVER AVE, SAN FRANCISCO, CA 94112-1620 |
| Document Number | 0000169495 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021169495 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Recording Date | Aug 20, 2021 |
| Property Address | 431 SILVER AVE, SAN FRANCISCO, CA 94112-1620 |
| Document Number | 0000134641 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021134641 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 48 POPE ST, SAN FRANCISCO, CA 94112-3721 |
| Document Number | 0000134642 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021134642 |
| Name | PACIFIC FREEDOM FUND LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 431 Silver Ave was $17,768 with a homeowner's exemption, up 3% from the year before.
Source: San Francisco City assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | California |
| County / Municipality | San Francisco City |
| Unified School District | San Francisco Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,469,940 (+2%) Land $1,028,958 Building $440,982 | |
| 2025 | $17,768.00 (+2.96%) | $1,441,119 Land $1,008,784 Building $432,335 |
| 2024 | $17,258.00 (+1.54%) | |
| 2023 | $16,996.00 (+55.17%) Homeowner's exemption | $1,385,160 Land $969,612 Building $415,548 |
| 2022 | $10,953.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA has no flood map on file for 431 Silver Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 431 Silver Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,979 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Race Communications.
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