431 S Ocean Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 431 S Ocean Dr, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,255 sqft · built 1987
Lot Size0.146 acres (6,355 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Dec 2006)
Tax Bill$2,152 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN302-96-598

Property Details

APN / Parcel Number

Primary APN302-96-598
Alternative APN
  • 302965981

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,255 sqft Living Area
1st Floor Area1,163 sqft
2nd Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area6,355 sqft (0.146 acres)
View / LotCul-De-Sac
Parking Spaces2 Parking Spaces
Pool Area400 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address431 S OCEAN DR
CityGILBERT
StateAZ
Zip85233-6642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionISLANDS PATIO HOMES B AMD LOT 95-192 TR C-E MCR 292-06
Legal Range5E
Legal Township1S
Legal Section14
Legal SubdivisionISLANDS PATIO HOMES B AMD LOT 95-192 TR
Legal Lot Number131
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group4
Census Block4000
Census Tract422305

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9707 E LAGUNA AZUL AVE, MESA, AZ 85209-2545
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2006 · Amount on Record
Deed SaleDec 12, 2006 · Amount on Record
Prior SaleMay 17, 2005 · Amount on Record
Deed Document Number20061619253
Prior Transfer DateAug 6, 1994
Prior Transfer Doc0000658464
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address431 S OCEAN DR, GILBERT, AZ 85233-6642
Document Number0000822746
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedNov 10, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address431 S OCEAN DR GILBERT AZ 852336642, GILBERT, AZ 85233-6642

Mortgage

Document Number0000822746
DateNov 6, 2017
Instrument822746
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueNov 5, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,130 (+77.03%)$461,300 (+3.55%) Land $92,200 Building $369,100
2025$2,152.00 (-6.72%)$26,057 (-43.27%)$445,500 (-3%) Land $89,100 Building $356,400
2024$45,930$459,300 Land $91,800 Building $367,500
2023$2,307.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Arizona Network
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GeoLinks, WeLink Communications.

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