401 S Ocean Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 401 S Ocean Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,638 sqft · built 1987
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Aug 2025)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-96-593`

Property Details

APN / Parcel Number

Primary APN	`302-96-593`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
1st Floor Area	958 sqft
2nd Floor Area	680 sqft

Exterior

Year Built	Built 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,489 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	401 S OCEAN DR
City	GILBERT
State	AZ
Zip	85233-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	THE ISLANDS PATIO HOMES B AMD MCR 292-6
Legal Range	05E
Legal Township	01S
Legal Section	14
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	ISLANDS PATIO HOMES B AMD LOT 95-192 TR
Legal Lot Number	126
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4000
Census Tract	422305

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 S OCEAN DR, GILBERT, AZ 85233-6616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 14, 2025	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20250467807
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	401 S OCEAN DR, GILBERT, AZ 85233-6616
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S OCEAN DR, GILBERT, AZ 85233-6616

Mortgage

Document Number	0000446519
Date	Apr 21, 2021
Instrument	20210446519

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 14, 2025
Property Address	401 S OCEAN DR, GILBERT, AZ 85233-6616
Document Number	0000467807
Map Reference	MB 292 PG 6
Instrument Date	Aug 7, 2025
Instrument	20250467807
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S OCEAN DR, GILBERT, AZ 85233-6616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	401 S OCEAN DR, GILBERT, AZ 85233-6616

Mortgage

Document Number	0000467808
Date	Aug 14, 2025
Instrument	20250467808

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	401 S OCEAN DR, GILBERT, AZ 85233-6616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000468468
Date	Jun 27, 2017
Instrument	2017-0468468

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 10, 2020
Property Address	401 S OCEAN DR, GILBERT, AZ 85233-6616
Document Number	0000616747
Map Reference	MB 292 PG 6
Instrument Date	Jun 30, 2020
Instrument	20200616747
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MILLENNIUM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8620 S NEWBERRY LN, 8620, TEMPE, AZ 85284-2431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	401 S OCEAN DR, GILBERT, AZ 85233-6616

Mortgage

Document Number	0000616748
Date	Jul 10, 2020
Instrument	20200616748

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,400 (+0.11%)	$374,000 (+0.11%) Land $74,800 Building $299,200
2025	$1,392.00 (-2.38%)
2024		$37,360	$373,600 Land $74,700 Building $298,900
2023	$1,426.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20

May also be available: FiberFirst, T-Mobile, WeLink Communications.

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