425 S Ocean Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 425 S Ocean Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,255 sqft · built 1987
Lot Size	0.126 acres (5,480 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2018)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Oct 2018 Transfer Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-96-597`

Property Details

APN / Parcel Number

Primary APN	`302-96-597`
Alternative APN	`302965974`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,255 sqft Living Area
1st Floor Area	1,163 sqft
2nd Floor Area	1,092 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,480 sqft (0.126 acres)
View / Lot	Greenbelt
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 S OCEAN DR
City	GILBERT
State	AZ
Zip	85233-6642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ISLANDS PATIO HOMES B AMD LOT 95-192 TR C-E MCR 292-06
Legal Range	5E
Legal Township	1S
Legal Section	14
Legal Subdivision	ISLANDS PATIO HOMES B AMD LOT 95-192 TR
Legal Lot Number	130
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4000
Census Tract	422305

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 S OCEAN DR, GILBERT, AZ 85233-6642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 13, 2018	Warranty Deed, Transfer · Commercial Mortgage DEUTSCHE BANK NATIONAL TRUST CO
May 26, 2017	Deed of Trust, Mortgage · Line of Credit ONEAZ CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	2018774422
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0000774421
Record Updated	Sep 20, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 16, 2018
Property Address	425 S OCEAN DR, GILBERT, AZ 85233-6642
Document Number	0000774421
Instrument Date	Oct 15, 2018
Instrument	774421
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	425 S OCEAN DR GILBERT AZ 852336642, GILBERT, AZ 85233-6642

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 16, 2018
Property Address	425 S OCEAN DR, GILBERT, AZ 85233-6642
Document Number	0000774422
Instrument Date	Oct 15, 2018
Instrument	774422
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	425 S OCEAN DR GILBERT AZ 852336642, GILBERT, AZ 85233-6642

Mortgage

Document Number	774423
Date	Oct 16, 2018
Instrument	774423

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 13, 2018
Property Address	425 S OCEAN DR, GILBERT, AZ 85233-6642
Document Number	0000612568
Map Reference	MB 292 PG 6
Instrument Date	Aug 3, 2018
Instrument	20180612568
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 S OCEAN DR, 425, GILBERT, AZ 85233-6642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000612569
Date	Aug 13, 2018
Instrument	20180612569

Lender

Name	DEUTSCHE BANK NATIONAL TRUST CO
Type	REO / Foreclosure Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	425 S OCEAN DR, GILBERT, AZ 85233-6642
Document Number	0000403816
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	425 S OCEAN DR GILBERT AZ 852336642, GILBERT, AZ 85233-6642

Mortgage

Document Number	0000403816
Date	Jun 2, 2017
Instrument	403816

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,120 (+90.03%)	$451,200 (+3.49%) Land $90,200 Building $361,000
2025	$1,697.00 (-2.75%)	$23,743 (-47.16%)	$436,000 (-2.96%) Land $87,200 Building $348,800
2024		$44,930	$449,300 Land $89,800 Building $359,500
2023	$1,745.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, WeLink Communications.

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