431 S Geneva Rd, Shepherd, MI 48883 Property Records

Midland County property record for 431 S Geneva Rd, Shepherd, MI 48883

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,656 sqft · built 1969
Lot Size	13.9 acres (605,484 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Nov 2020)
Tax Bill	$175 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-015-300-375-00`

Property Details

APN / Parcel Number

Primary APN	`030-015-300-375-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	605,484 sqft (13.9 acres)
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	431 S GENEVA RD
City	SHEPHERD
State	MI
Zip	48883-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T14N R2W THE W 673 FT OF THE SW 1/4 LYG S OF CHIP RIV. EXC COM 576.1 FT N OF SW SEC COR, TH N 157.8 FT, N 57D 48M E
Legal Range	02W
Legal Township	14N
Legal Section	15
Jurisdiction	MIDLAND MI
Township / Civil Division	GREENDALE
Census Block Group	1
Census Block	1037
Census Tract	291400

Owner

431 S Geneva Rd is owned and occupied by an individual who bought it in November 2020.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	431 S GENEVA RD, SHEPHERD, MI 48883-9694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Apr 1, 1985 · Amount on File
Deed Book / Page	1639 / 1191
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 20, 2020
Property Address	431 S GENEVA RD, SHEPHERD, MI 48883-9694
Document Number	1639/1191
Book / Page	1639 / 1191
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 S GENEVA RD, 431, SHEPHERD, MI 48883-9694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 SOUTH GENEVA ROAD, CLARE, MI 48617

Mortgage

Document Number	16391192
Date	Nov 20, 2020
Instrument	1639/1192

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 431 S Geneva Rd was $175 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Greendale Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000	$360,000
2025	$175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 S Geneva Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 S Geneva Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Geneva Rd

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