431 Ottawa St, Seneca, MO 64865 Property Records

Newton County property record for 431 Ottawa St, Seneca, MO 64865

Property Summary

Property TypeSingle Family Home
Details3 bd · 858 sqft · built 1925
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$54,158 (Nov 2023)
Tax Bill$274 (2024)
Flood ZoneZone AE (high risk)
APN45-28642-25

Property Details

APN / Parcel Number

Primary APN45-28642-25
Alternative APN
  • 19-3.0-08-001-003-009.000

Interior

Bedrooms3 Beds
Stories1 Story
Building Area858 sqft Living Area
1st Floor Area858 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Shed1 Shed
Shed Area200 sqft

Location & Zoning

Street Address431 OTTAWA ST
CitySENECA
StateMO
Zip64865-9494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTURGIS & LANE: LOTS 18-19-20 & 21 BLK 3
Legal Range34W
Legal Township24N
Legal Section08
Legal SubdivisionSTURGIS & LANE
Legal Block3
Legal Lot Number18-19
JurisdictionNEWTON MO
Township / Civil DivisionSENECA
Census Block Group1
Census Block1025
Census Tract20700

Owner

Source: Newton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address431 OTTAWA ST, SENECA, MO 64865-9494
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Deed Document Number20237324
Deed Book / Page372 / 7243
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Newton County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyNewton County
MunicipalitySeneca City
Unified School DistrictSeneca R-VII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,250 (+10.53%)$27,600 (+10.4%) Land $6,100 Building $21,500
2024$274.00 (+0.74%)
2023$272.00$4,750 (-) Land $1,159 Building $3,591$25,000 (-) Land $6,100 Building $18,900
2022$4,750$25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims19 (1986–2017)
Most Recent ClaimApr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 8 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2011 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA PWS
serves 2,390 people · EPA ID MO5010733
Water SourceGroundwater
Last State InspectionMay 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rally Networks
Fiber · DSL
2,000 / 2,000
Lost Creek Wireless
Fixed Wireless
100 / 25

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