514 Ottawa St, Seneca, MO 64865 Property Records

Newton County property record for 514 Ottawa St, Seneca, MO 64865

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,053 sqft · built 1908
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$93,996 (Sep 2026)
Tax Bill$323 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone AE (high risk)
APN45-28778-0

Property Details

APN / Parcel Number

Primary APN45-28778-0
Alternative APN
  • 18-7.0-35-004-021-005.000

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,053 sqft Living Area
1st Floor Area1,053 sqft
FlooringWood

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1919
Exterior MaterialBrick/Wood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address514 OTTAWA ST
CitySENECA
StateMO
Zip64865-9495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTURGIS & LANE: E1/2 LOT 7 & ALL LOTS 8 & 9 BLK 9
Legal Range34W
Legal Township25N
Legal Section35
Legal SubdivisionSTURGIS & LANE
Legal Block9
Legal Lot Number7,8,9
JurisdictionNEWTON MO
Township / Civil DivisionSENECA
Census Block Group1
Census Block1027
Census Tract20700

Owner

Source: Newton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address514 OTTAWA ST, SENECA, MO 64865-9495
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2026 · Amount on Record
Deed SaleSep 21, 2026 · Amount on Record
Prior SaleMar 15, 2022 · Amount on Record
Deed Document Number20267037
Deed Book / Page375 / 6970
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON MO
Recording DateSep 21, 2026
Property Address514 OTTAWA ST, SENECA, MO 64865-9495
Document Number0000007037
Book / Page375 / 6970
Instrument DateSep 17, 2026
Instrument20267037
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyWACO LAND TITLE, WACO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 OTTAWA ST, SENECA, MO 64865-9495

Mortgage

Document Number0000007038,
DateSep 21, 2026
Instrument20267038
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyNewton County
MunicipalitySeneca City
Unified School DistrictSeneca R-VII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$323.00 (+5.56%)$5,590 (+5.08%)$29,400 (+5%) Land $5,400 Building $24,000
2024$306.00 (+0.33%)$5,320 (-)$28,000 (-) Land $5,400 Building $22,600
2023$305.00$5,320 Land $1,026 Building $4,294$28,000 Land $5,400 Building $22,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims19 (1986–2017)
Most Recent ClaimApr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 8 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2011 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA PWS
serves 2,390 people · EPA ID MO5010733
Water SourceGroundwater
Last State InspectionMay 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rally Networks
Fiber · DSL
2,000 / 2,000
Lost Creek Wireless
Fixed Wireless
100 / 25

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