Newton County property record for 423 Ottawa St, Seneca, MO 64865
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,344 sqft · built 1920 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,954 (Oct 2025) |
| Tax Bill | $578 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 45-28640-0 |
| Primary APN | 45-28640-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 220 ft deep x 75 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 423 OTTAWA ST |
|---|---|
| City | SENECA |
| State | MO |
| Zip | 64865-9494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STURGIS & LANE: E1/2 LOT 10 & ALL LOTS 11-12-24-25 & 26 BLK 3 |
| Legal Range | 34W |
| Legal Township | 24N |
| Legal Section | 08 |
| Legal Subdivision | STURGIS & LANE |
| Legal Block | 3 |
| Legal Lot Number | 10-12 |
| Jurisdiction | NEWTON MO |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20700 |
Source: Newton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 OTTAWA ST, SENECA, MO 64865-9494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Deed Document Number | 20256663 |
| Deed Book / Page | 374 / 6589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MO |
| Property Address | 423 OTTAWA ST, SENECA, MO 64865-9494 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 423 OTTAWA ST, SENECA, MO 64865-9494 |
| Document Number | 00374/6590 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 374/6590 |
| Instrument | 202506664 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 281 Months |
| Due | Mar 1, 2049 |
Source: Newton County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Newton County |
| Municipality | Seneca City |
| Unified School District | Seneca R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,530 (+4.99%) | $55,400 (+4.92%) Land $12,200 Building $43,200 | |
| 2024 | $578.00 (+0.35%) | ||
| 2023 | $576.00 | $10,030 Land $2,318 Building $7,712 | $52,800 Land $12,200 Building $40,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1986–2017) |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SENECA PWS serves 2,390 people · EPA ID MO5010733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rally Networks Fiber · DSL | 2,000 / 2,000 |
| Lost Creek Wireless Fixed Wireless | 100 / 25 |
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