431 Montevista Rd, Union Hall, VA 24176 Property Records

Franklin County property record for 431 Montevista Rd, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,536 sqft · built 1973
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Dec 2020)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051 03-065 00`

Property Details

APN / Parcel Number

Primary APN	`051 03-065 00`
Alternative APN	`15724`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,536 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,996 sqft (0.482 acres)
Terrain	Rolling
View / Lot	Waterfront

Exterior Amenities

Deck Area	272 sqft
Patio Area	272 sqft
Storage Building	156 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15724
Street Address	431 MONTEVISTA RD
City	UNION HALL
State	VA
Zip	24176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIGHLAND LAKE LOT 18 SECTION C
Legal Subdivision	HIGHLAND LAK
Legal Lot Number	18
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3008
Census Tract	20102

Owner

431 Montevista Rd is owned by an individual who bought it in December 2020.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	303 HOWARD DR, SALEM, VA 24153-2161
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Deed Document Number	202010088
Deed Book / Page	1152 / 2014
Prior Transfer Date	Jan 22, 2007
Prior Transfer Doc	00090301423
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 7, 2020
Property Address	431 MONTEVISTA RD, UNION HALL, VA 24176
Document Number	0011522014
Book / Page	1152 / 2014
Instrument Date	Dec 4, 2020
Instrument	200010088
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	303 HOWARD DR, SALEM, VA 24153-2161

Mortgage

Document Number	0200010089
Date	Dec 7, 2020
Instrument	200010089

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 431 Montevista Rd was $2,528.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00	$588,100 Land $219,000 Building $369,100	$588,100 Land $219,000 Building $369,100
2023	$2,361.00	$387,200 (-) Land $208,500 Building $178,700	$387,200 (-) Land $208,500 Building $178,700
2022		$387,200 Land $208,500 Building $178,700	$387,200 Land $208,500 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Montevista Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Montevista Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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