Santa Clara County property record for 431 Montague Expy, Milpitas, CA 95035
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 4 ba · 2,497 sqft · built 2018 |
| Lot Size | 0.027 acres (1,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,270,000 (Feb 2019) |
| Tax Bill | $17,329 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 086-93-267 |
| Primary APN | 086-93-267 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,497 sqft Living Area |
| 1st Floor Area | 380 sqft |
| 2nd Floor Area | 855 sqft |
| Basement Area | 392 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 1,200 sqft (0.027 acres) |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 431 MONTAGUE EXPY |
|---|---|
| City | MILPITAS |
| State | CA |
| Zip | 95035-3868 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | M2 |
| Legal Description | TR 10363 UNIT 3006 |
| Legal Subdivision | 10363 CENTRE POINTE |
| Legal Tract | 10363 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 504505 |
Source: Santa Clara County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 431 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 25, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2019 · Amount on Record |
| Deed Sale | Feb 25, 2019 · Amount on Record |
| Deed Document Number | 24122118 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 431 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 431 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0025162054 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 25162054 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 431 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 431 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0024996896 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 24996896 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 431 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024425536 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 24425536 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 25, 2019 |
| Property Address | 431 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0024122118 |
| Map Reference | MB 898 PG 40-46 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 24122118 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 431 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0024122119 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 24122119 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,329.00 (+2.87%) | $1,416,704 (+4.04%) Land $708,352 Building $708,352 |
| 2023 | $16,846.00 (+0.68%) | $1,361,694 Land $680,847 Building $680,847 |
| 2022 | $16,733.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 units insured incl. 5 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Sail Internet DSL · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: Consolidated Smart Broadband Systems, GeoLinks, T-Mobile.
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