Santa Clara County property record for 423 Montague Expy, Milpitas, CA 95035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,442 sqft · built 2018 |
| Lot Size | 0.027 acres (1,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $899,500 (Jan 2019) |
| Tax Bill | $12,541 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 086-93-263 |
| Primary APN | 086-93-263 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 42 sqft |
| 2nd Floor Area | 700 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 1,200 sqft (0.027 acres) |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 423 MONTAGUE EXPY |
|---|---|
| City | MILPITAS |
| State | CA |
| Zip | 95035-3868 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | M2 |
| Legal Description | TR 10363 UNIT 3002 |
| Legal Subdivision | 10363 CENTRE POINTE |
| Legal Tract | 10363 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 504505 |
423 Montague Expy, a condominium, is owned and occupied by an individual who bought it in January 2019.
Source: Santa Clara County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 423 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jan 30, 2019 | Grant Deed, Subdivision Related Transfer · ARM DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on File |
| Deed Sale | Jan 30, 2019 · Amount on File |
| Deed Document Number | 24105750 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 423 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 423 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0024872220 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 24872220 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 30, 2019 |
| Property Address | 423 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0024105750 |
| Map Reference | MB 898 PG 40-46 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 24105750 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 423 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0024105751 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 24105751 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2025 property tax bill for 423 Montague Expy was $12,541 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,541.00 Homeowner's exemption | $1,003,287 Land $501,644 Building $501,643 |
| 2023 | $12,148.00 (+0.78%) Homeowner's exemption | $964,329 Land $482,165 Building $482,164 |
| 2022 | $12,054.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 423 Montague Expy in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 units insured incl. 5 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 423 Montague Expy has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Sail Internet DSL · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: Consolidated Smart Broadband Systems, GeoLinks, T-Mobile.
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