Santa Clara County property record for 421 Montague Expy, Milpitas, CA 95035
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,035 sqft · built 2018 |
| Lot Size | 0.028 acres (1,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,270,000 (May 2026) |
| Tax Bill | $14,452 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone AO (high risk) |
| APN | 086-93-262 |
| Primary APN | 086-93-262 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,035 sqft Living Area |
| 1st Floor Area | 392 sqft |
| 2nd Floor Area | 620 sqft |
| Basement Area | 348 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 1,200 sqft (0.028 acres) |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 08693262 |
|---|---|
| Street Address | 421 MONTAGUE EXPY |
| City | MILPITAS |
| State | CA |
| Zip | 95035-3868 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | M2 |
| Legal Subdivision | 10363 CENTRE POINTE |
| Legal Tract | 10363 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 504505 |
Source: Santa Clara County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 26, 2026 | Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Aug 30, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Mar 12, 2019 | Grant Deed, Subdivision Related Transfer · ARM DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Mar 12, 2019 · Amount on Record |
| Deed Document Number | 202625994280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 421 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 421 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Investor | Possibly a Property Investor |
| Document Number | 0025066031 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 25066031 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 26, 2026 |
| Property Address | 421 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0025994280 |
| Instrument Date | May 20, 2026 |
| Instrument | 202625994280 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,097.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 421 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0025994281, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202625994281 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 421 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0024509954 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 24509954 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 421 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024268068 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 24268068 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 12, 2019 |
| Property Address | 421 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Document Number | 0024132914 |
| Map Reference | MB 898 PG 40-46 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 24132914 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 421 MONTAGUE EXPY, MILPITAS, CA 95035-3868 |
| Investor | Possibly a Property Investor |
| Document Number | 0024132915 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 24132915 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Santa Clara County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Milpitas City |
| Unified School District | Milpitas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,452.00 (+2.57%) Homeowner's exemption | $1,171,154 (+4.04%) Land $585,577 Building $585,577 |
| 2024 | $14,090.00 (+0.48%) | |
| 2023 | $14,023.00 (+0.73%) Homeowner's exemption | $1,125,680 Land $562,840 Building $562,840 |
| 2022 | $13,921.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 units insured incl. 5 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Sail Internet DSL · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: Consolidated Smart Broadband Systems, GeoLinks, T-Mobile.
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