Contra Costa County property record for 431 McLaughlin St, Richmond, CA 94805
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,966 sqft · built 1953 |
| Lot Size | 0.173 acres (7,533 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Jun 2010) |
| Tax Bill | $9,546 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-290-010-7 |
| Primary APN | 519-290-010-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,966 sqft Living Area |
| 1st Floor Area | 1,966 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 7,533 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 431 MCLAUGHLIN ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94805-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RICHMOND TRAFFIC CTR LOTS 19,20 & 21 BLK 3 |
| Legal Subdivision | RICHMOND TRAFFIC CENTER |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 370000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 MCLAUGHLIN ST, RICHMOND, CA 94805-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2010 · Amount on Record |
| Deed Sale | Jun 1, 2010 · Amount on Record |
| Deed Document Number | 2010108428 |
| Last Transfer Date | Aug 18, 2010 |
| Transfer Doc | 0000171539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 431 MCLAUGHLIN ST, RICHMOND, CA 94805-2435 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 431 MCLAUGHLIN ST, RICHMOND, CA 94805-2435 |
| Document Number | 0000225048 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020-225048 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $579,302 (+2%) Land $275,168 Building $304,134 | |
| 2025 | $9,546.00 (+3.66%) Homeowner's exemption | $567,944 (+4.04%) Land $269,773 Building $298,171 |
| 2023 | $9,209.00 (+1.77%) Homeowner's exemption | $545,893 Land $259,299 Building $286,594 |
| 2022 | $9,049.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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