420 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 420 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,317 sqft · built 1925
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-280-020-8`

Property Details

APN / Parcel Number

Primary APN	`519-280-020-8`
Alternative APN	`519-280-020`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1929
Lot Area	4,800 sqft (0.11 acres)
Garage Area	209 sqft

Location & Zoning

Street Address	420 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICH TRAFFIC CTR LOT 36 POR LOT 35&37 BLK 5
Legal Subdivision	RICHMOND TRAFFIC CENTER
Legal Block	5
Legal Lot Number	36
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	370000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	420 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Dec 22, 2021	Intrafamily Transfer, Transfer
Dec 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 31, 1995
Transfer Doc	0000141232
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	420 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MCLAUGHLIN ST, RICHMOND, CA 94805-2436

Mortgage

Document Number	0000086431
Date	Sep 7, 2023
Instrument	2023-086431

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	420 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Transaction Type	Mortgage
Record Updated	Mar 27, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MCLAUGHLIN ST, RICHMOND, CA 94805-2436

Mortgage

Document Number	0000024911
Date	Mar 16, 2023
Instrument	2023-024911

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 22, 2021
Property Address	420 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Document Number	0000344301
Map Reference	MB 11 PG 256
Instrument Date	Oct 21, 2021
Instrument	2021-344301
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	420 MCLAUGHLIN ST, RICHMOND, CA 94805-2436

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 22, 2021
Property Address	420 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Document Number	0000344300
Map Reference	MB 11 PG 256
Instrument Date	Oct 21, 2021
Instrument	2021-344300
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MCLAUGHLIN ST, RICHMOND, CA 94805-2436

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$223,938 (+2%) Land $108,127 Building $115,811
2025	$4,537.00 (+2.95%) Homeowner's exemption	$219,548 (+4.04%) Land $106,007 Building $113,541
2023	$4,407.00 (+2.49%) Homeowner's exemption	$211,025 Land $101,892 Building $109,133
2022	$4,300.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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