Contra Costa County property record for 428 McLaughlin St, Richmond, CA 94805
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,175 sqft · built 1925 |
| Lot Size | 0.108 acres (4,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $412,000 (Sep 2003) |
| Tax Bill | $9,743 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-280-021-6 |
| Primary APN | 519-280-021-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 4,700 sqft (0.108 acres) |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 428 MCLAUGHLIN ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94805-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RICH TRAFFIC CTR LOT 38 POR LOT 37&39 BLK 5 |
| Legal Subdivision | RICHMOND TRAFFIC CENTER |
| Legal Block | 5 |
| Legal Lot Number | 38 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 370000 |
Source: Contra Costa County records · APN 519-280-021-6
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 428 MCLAUGHLIN ST, RICHMOND, CA 94805-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 20, 2023 | Intrafamily Transfer, Transfer |
| Aug 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Aug 02, 2021 | Intrafamily Transfer, Transfer |
| Aug 02, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2003 · Amount on Record |
| Deed Sale | Sep 19, 2003 · Amount on Record |
| Deed Document Number | 2003470747 |
| Last Transfer Date | Sep 13, 2023 |
| Transfer Doc | 0000090824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 20, 2023 |
| Property Address | 428 MCLAUGHLIN ST, RICHMOND, CA 94805-2436 |
| Document Number | 0000090824 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023-090824 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 428 MCLAUGHLIN ST, RICHMOND, CA 94805-2436 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 428 MCLAUGHLIN ST, RICHMOND, CA 94805-2436 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|
| Document Number | 0000149542 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 2017-149542 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 02, 2021 |
| Property Address | 428 MCLAUGHLIN ST, RICHMOND, CA 94805-2436 |
| Document Number | 0000215013 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-215013 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 MCLAUGHLIN ST, RICHMOND, CA 94805-2436 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 02, 2021 |
| Property Address | 428 MCLAUGHLIN ST, RICHMOND, CA 94805-2436 |
| Document Number | 0000215009 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-215009 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 MCLAUGHLIN ST, RICHMOND, CA 94805-2436 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $597,473 (+2%) Land $358,922 Building $238,551 | |
| 2025 | $9,743.00 (+3.69%) Homeowner's exemption | $585,759 (+4.04%) Land $351,885 Building $233,874 |
| 2023 | $9,396.00 (+1.77%) Homeowner's exemption | $563,016 Land $338,222 Building $224,794 |
| 2022 | $9,233.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Etheric Communications, LLC..
Based on FCC filings for 637 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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