431 Lake St, Excelsior, MN 55331 Property Records

Hennepin County property record for 431 Lake St, Excelsior, MN 55331

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 910 sqft · built 1968
Lot Size	0.97 acres (42,244 sqft)
Owner	Company Name on Record
Last Sale	$901,000 (Jun 2023)
Tax Bill	$11,713 (2025)
Deeds & Mortgages	Mar 2024 Sale Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-11-0102`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-11-0102`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	910 sqft Living Area
1st Floor Area	480 sqft
2nd Floor Area	430 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood
Lot Area	42,244 sqft (0.97 acres)
View / Lot	Lake
Garage Type	Detached
Garage Area	240 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	431 LAKE ST
City	EXCELSIOR
State	MN
Zip	55331-1901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T CONDO NO 0003 BAY SHORE MANOR APT NO 431 IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	11
Legal Subdivision	CONDO NO 0003 BAY SHORE MANOR
Legal Block	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2001
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	16825 BLENHEIM WAY, MINNETONKA, MN 55345-2716
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Warranty Deed, Transfer
Jun 12, 2023	Warranty Deed, Transfer EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Sep 23, 2015 · Amount on Record
Deed Document Number	20236017695
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 29, 2024
Property Address	431 LAKE ST, EXCELSIOR, MN 55331-1901
Document Number	00T6066711
Instrument Date	Mar 26, 2024
Instrument	T6066711
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16825 BLENHEIM WAY, MINNETONKA, MN 55345-2716

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 12, 2023
Property Address	431 LAKE ST, EXCELSIOR, MN 55331-1901
Document Number	00T6017695
Instrument Date	Jun 8, 2023
Instrument	T6017695
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,973.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 LAKE ST, EXCELSIOR, MN 55331-1901

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	431 LAKE ST, EXCELSIOR, MN 55331-1901
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05811088
Date	Mar 9, 2021
Instrument	T05811088

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,713.00 (+17.65%)	$882,400 (+12.41%) Land $671,200 Building $211,200	$882,400 (+12.41%) Land $671,200 Building $211,200
2023	$9,956.00 Homeowner's exemption
2022		$785,000 Land $589,000 Building $196,000	$785,000 Land $589,000 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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