426 Lake St, Excelsior, MN 55331 Property Records

Hennepin County property record for 426 Lake St, Excelsior, MN 55331

Property Summary

Property Type	Commercial
Details	built 1965
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Sep 2022)
Tax Bill	$21,675 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-11-0005`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-11-0005`

Interior

Flooring	Wood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Construction Type	Steel Frame
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	129 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	426 LAKE ST
City	EXCELSIOR
State	MN
Zip	55331-1902
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 013 B AUDITORS SUBD. NO. 120 N 70X129X71X135
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	11
Legal Subdivision	AUDITORS SUBD. NO. 120
Legal Block	2
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2002
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	426 LAKE ST, EXCELSIOR, MN 55331-1902
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · SBA Mortgage AMPLIO ECONOMIC DEVELOPMENT CORPORATION
Sep 20, 2022	Limited Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	202211148182
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	426 LAKE ST, EXCELSIOR, MN 55331-1902
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 LAKE ST, EXCELSIOR, MN 55331-1902

Mortgage

Document Number	0A11161476
Date	Nov 9, 2022
Instrument	A11161476

Lender

Name	AMPLIO ECONOMIC DEVELOPMENT CORPORATION
Type	Non-Lending Institution
Address	SAINT PAUL, MN 55112

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 8, 2047

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 20, 2022
Property Address	426 LAKE ST, EXCELSIOR, MN 55331-1902
Document Number	0A11148182
Instrument Date	Aug 23, 2022
Instrument	A11148182
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,557.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6612 BRITTANY RD, MINNEAPOLIS, MN 55435-1531

Mortgage

Document Number	0A11148183
Date	Sep 20, 2022
Instrument	A11148183

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0A11148184
Date	Sep 20, 2022
Instrument	A11148184

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	MASON CITY, IA 50401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Feb 1, 2023

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,675.00 (+3.51%)	$776,000 (+4.02%) Land $745,000 Building $31,000	$776,000 (+4.02%) Land $745,000 Building $31,000
2023	$20,940.00
2022		$746,000 Land $745,000 Building $1,000	$746,000 Land $745,000 Building $1,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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