423 Lake St, Excelsior, MN 55331 Property Records

Hennepin County property record for 423 Lake St, Excelsior, MN 55331

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,092 sqft · built 1968
Lot Size	0.97 acres (42,244 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 1997)
Tax Bill	$11,045 (2025)
Deeds & Mortgages	Mar 2019 Sale May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-11-0098`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-11-0098`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,092 sqft Living Area
1st Floor Area	570 sqft
2nd Floor Area	522 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1974
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	42,244 sqft (0.97 acres)
View / Lot	Lake
Garage Type	Detached
Garage Area	240 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	423 LAKE ST
City	EXCELSIOR
State	MN
Zip	55331-1901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T CONDO NO 0003 BAY SHORE MANOR APT NO 423 IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	11
Legal Subdivision	CONDO NO 0003 BAY SHORE MANOR
Legal Block	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2001
Census Tract	27501

Owner

Source: Hennepin County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 WATER ST, 4013, EXCELSIOR, MN 55331-3186
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 2, 2018	Loan Modification, Mortgage · Conventional Mortgage ALERUS FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 1997 · Amount on Record
Deed Sale	Apr 15, 1997 · Amount on Record
Deed Document Number	1997633761
Last Transfer Date	Mar 11, 2019
Transfer Doc	0005600476
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 15, 2019
Property Address	423 LAKE ST, EXCELSIOR, MN 55331-1901
Document Number	0005600476
Instrument Date	Mar 11, 2019
Instrument	5600476
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	723 WATER ST #4013 EXCELSIOR MN 553313186, 4013, EXCELSIOR, MN 55331-3186

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	423 LAKE ST, EXCELSIOR, MN 55331-1901
Document Number	0005528935
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 EXCELSIOR BLVD EXCELSIOR MN 553311912, EXCELSIOR, MN 55331-1912

Mortgage

Document Number	0005528935
Date	May 8, 2018
Instrument	5528935

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 7, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,045.00 (+16.9%)	$836,600 (+11.7%) Land $671,200 Building $165,400	$836,600 (+11.7%) Land $671,200 Building $165,400
2023	$9,448.00
2022		$749,000 Land $589,000 Building $160,000	$749,000 Land $589,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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