431 Kettle Harbor Dr, Placida, FL 33946 Property Records

Charlotte County property record for 431 Kettle Harbor Dr, Placida, FL 33946 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,916 sqft · built 2007
Lot Size	0.248 acres (10,800 sqft)
Owner	Company Name on File
Last Sale	$635,000 (Mar 2010)
Tax Bill	$16,273 (2025)
Flood Zone	Zone AE (high risk)
APN	`412033426001`

Property Details

APN / Parcel Number

Primary APN	`412033426001`
Alternative APNs	`00883570049506` `10004660377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,916 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
View / Lot	Waterfront
Driveway	Driveway
Driveway Area	430 sqft

Exterior Amenities

Pool Area	243 sqft
Porch	Slab
Porch Area	50 sqft
Deck Area	362 sqft
Patio Area	711 sqft
Loading Dock	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00883570049506
Street Address	431 KETTLE HARBOR DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM ISLAND ESTATES UN 4 BLK E LT 68 454/840 603/2187 DC630/1785 778/375 974/1181 1021/1698 2316/465 RES2895/173 3462/2187
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	PALM ISLAND ESTATES
Legal Tract	PIE
Legal Block	E
Legal Lot Number	68
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2031
Census Tract	30402

Owner

Source: Charlotte County records · APN 412033426001

Assessment roll updated November 19, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4645 STONE RIDGE TRL, SARASOTA, FL 34232-3029
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2010 · Amount on Record
Deed Sale	Mar 10, 2010 · Amount on Record
Prior Sale	Oct 01, 2003 · Amount on Record
Deed Document Number	20101920089
Deed Book / Page	3462 / 2187
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,273.00 (-3.53%)	$892,200 (+9.37%) Land $249,696 Building $642,504	$892,200 (+12.74%) Land $249,696 Building $642,504
2023	$16,868.00 (+11.24%)	$815,799 (-7.5%)	$791,361 (-10.28%) Land $293,760 Building $497,601
2022	$15,163.00	$881,986 Land $207,386 Building $674,600	$881,986 Land $207,386 Building $674,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 677 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured (769 under condo master policies) 241 of 677 individual policies on primary residences
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025, rainfall accumulation
Flood Events	Hurricane Milton (Oct 2024), 377 claims Hurricane Helene (Oct 2024), 156 claims Hurricane Ian (Sep 2022), 39 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.