Charlotte County property record for 430 Kettle Harbor Dr, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,482 sqft · built 2010 |
| Lot Size | 0.247 acres (10,800 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $855,000 (Apr 2019) |
| Tax Bill | $22,088 (2025) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-33-427-004 |
| Primary APN | 41-20-33-427-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,482 sqft Living Area |
| Gross Area | 3,512 sqft |
| Flooring | Covered |
| Elevator | Elevator |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Material | Metal |
| Lot Area | 10,800 sqft (0.247 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Pool Area | 38 sqft |
| Patio Area | 522 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004660385 |
|---|---|
| Old Parcel Number | 00883570033005 |
| Street Address | 430 KETTLE HARBOR DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BBI |
| Legal Description | PIE 004 000E 0053 PALM ISLAND ESTATES UN 4 BLK E LT 53 666/1840 941/2191-92 948/1100-01 1509/269 1733/492 1824/ |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PALM ISLAND ESTATES |
| Legal Block | E |
| Legal Lot Number | 53 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 30402 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15331 YAKIMA ST NW, RAMSEY, MN 55303-4227 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on Record |
| Deed Sale | Apr 1, 2019 · Amount on Record |
| Prior Sale | Feb 2, 2009 · Amount on Record |
| Deed Document Number | 2696585 |
| Deed Book / Page | 4422 / 0009 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 1, 2019 |
| Property Address | 430 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Document Number | 0044220009 |
| Book / Page | 4422 / 0009 |
| Map Reference | MB 4 PG 13A-13E |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2696585 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | MSC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,985.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3753, PLACIDA, FL 33946-3753 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15331 VAKIMA STREET NW, ANOKA, MN 55303 |
| Document Number | 0002696587 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 2696587 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,088.00 (-7.1%) | $1,335,972 (+17.01%) | $1,057,719 (-5.09%) Land $352,512 Building $705,207 |
| 2023 | $23,776.00 (+12.73%) | $1,141,745 (-12.37%) | $1,114,430 (-14.47%) Land $352,512 Building $761,918 |
| 2022 | $21,091.00 | $1,302,937 Land $249,696 Building $1,053,241 | $1,302,937 Land $249,696 Building $1,053,241 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 677 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,446 units insured incl. 769 condo units |
| Nearby Flood Claims | 679 (1982–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
5G (outdoors only) and 4G LTE
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